▼ 0.50% · 3.625%
HK$4,353
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,489
−HK$137/mo
Today · 4.125%
HK$4,626
baseline
▲ 0.50% · 4.625%
HK$4,908
+HK$282/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$9,252/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,843
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,973
−HK$132/mo
Today · 4.125%
HK$5,105
baseline
▲ 0.50% · 4.625%
HK$5,374
+HK$269/mo
Deposit HK$955K · loan HK$955K · min. income ≈ HK$10,210/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$151/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,399
+HK$310/mo
Deposit HK$859K · loan HK$1.05M · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,327
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,470
−HK$145/mo
Today · 4.125%
HK$5,615
baseline
▲ 0.50% · 4.625%
HK$5,911
+HK$296/mo
Deposit HK$859K · loan HK$1.05M · min. income ≈ HK$11,230/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,224
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,386
−HK$166/mo
Today · 4.125%
HK$5,552
baseline
▲ 0.50% · 4.625%
HK$5,889
+HK$337/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$11,104/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,812
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,968
−HK$158/mo
Today · 4.125%
HK$6,126
baseline
▲ 0.50% · 4.625%
HK$6,449
+HK$323/mo
Deposit HK$764K · loan HK$1.15M · min. income ≈ HK$12,252/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,659
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,835
−HK$179/mo
Today · 4.125%
HK$6,014
baseline
▲ 0.50% · 4.625%
HK$6,380
+HK$366/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$12,028/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,296
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,465
−HK$171/mo
Today · 4.125%
HK$6,636
baseline
▲ 0.50% · 4.625%
HK$6,986
+HK$350/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$13,272/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,095
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,284
−HK$193/mo
Today · 4.125%
HK$6,477
baseline
▲ 0.50% · 4.625%
HK$6,871
+HK$394/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$12,954/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,780
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,962
−HK$185/mo
Today · 4.125%
HK$7,147
baseline
▲ 0.50% · 4.625%
HK$7,523
+HK$376/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$14,294/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,530
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,733
−HK$206/mo
Today · 4.125%
HK$6,939
baseline
▲ 0.50% · 4.625%
HK$7,362
+HK$423/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,878/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,265
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,459
−HK$198/mo
Today · 4.125%
HK$7,657
baseline
▲ 0.50% · 4.625%
HK$8,061
+HK$404/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,314/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,965
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,182
−HK$220/mo
Today · 4.125%
HK$7,402
baseline
▲ 0.50% · 4.625%
HK$7,853
+HK$451/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,804/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,749
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,957
−HK$210/mo
Today · 4.125%
HK$8,167
baseline
▲ 0.50% · 4.625%
HK$8,598
+HK$431/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,334/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,401
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,631
−HK$234/mo
Today · 4.125%
HK$7,865
baseline
▲ 0.50% · 4.625%
HK$8,343
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,730/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,233
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,454
−HK$224/mo
Today · 4.125%
HK$8,678
baseline
▲ 0.50% · 4.625%
HK$9,135
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,356/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,836
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,080
−HK$247/mo
Today · 4.125%
HK$8,327
baseline
▲ 0.50% · 4.625%
HK$8,834
+HK$507/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,654/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,717
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,951
−HK$237/mo
Today · 4.125%
HK$9,188
baseline
▲ 0.50% · 4.625%
HK$9,673
+HK$485/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,376/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).