▼ 0.50% · 3.625%
HK$4,395
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,532
−HK$139/mo
Today · 4.125%
HK$4,671
baseline
▲ 0.50% · 4.625%
HK$4,955
+HK$284/mo
Deposit HK$964K · loan HK$964K · min. income ≈ HK$9,342/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,890
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,021
−HK$133/mo
Today · 4.125%
HK$5,154
baseline
▲ 0.50% · 4.625%
HK$5,426
+HK$272/mo
Deposit HK$964K · loan HK$964K · min. income ≈ HK$10,308/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,985
−HK$153/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,451
+HK$313/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,379
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,523
−HK$147/mo
Today · 4.125%
HK$5,670
baseline
▲ 0.50% · 4.625%
HK$5,968
+HK$298/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$11,340/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,275
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,439
−HK$166/mo
Today · 4.125%
HK$5,605
baseline
▲ 0.50% · 4.625%
HK$5,946
+HK$341/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$11,210/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,868
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,025
−HK$160/mo
Today · 4.125%
HK$6,185
baseline
▲ 0.50% · 4.625%
HK$6,511
+HK$326/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$12,370/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,714
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,892
−HK$180/mo
Today · 4.125%
HK$6,072
baseline
▲ 0.50% · 4.625%
HK$6,442
+HK$370/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$12,144/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,357
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,527
−HK$173/mo
Today · 4.125%
HK$6,700
baseline
▲ 0.50% · 4.625%
HK$7,054
+HK$354/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$13,400/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,154
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,345
−HK$195/mo
Today · 4.125%
HK$6,540
baseline
▲ 0.50% · 4.625%
HK$6,937
+HK$397/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$13,080/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,846
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,029
−HK$187/mo
Today · 4.125%
HK$7,216
baseline
▲ 0.50% · 4.625%
HK$7,596
+HK$380/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$14,432/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,593
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,798
−HK$209/mo
Today · 4.125%
HK$7,007
baseline
▲ 0.50% · 4.625%
HK$7,433
+HK$426/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$14,014/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,335
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,532
−HK$199/mo
Today · 4.125%
HK$7,731
baseline
▲ 0.50% · 4.625%
HK$8,139
+HK$408/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$15,462/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,033
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,252
−HK$222/mo
Today · 4.125%
HK$7,474
baseline
▲ 0.50% · 4.625%
HK$7,929
+HK$455/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$14,948/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,824
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,034
−HK$213/mo
Today · 4.125%
HK$8,247
baseline
▲ 0.50% · 4.625%
HK$8,681
+HK$434/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$16,494/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,472
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,705
−HK$236/mo
Today · 4.125%
HK$7,941
baseline
▲ 0.50% · 4.625%
HK$8,424
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,882/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,313
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,536
−HK$226/mo
Today · 4.125%
HK$8,762
baseline
▲ 0.50% · 4.625%
HK$9,224
+HK$462/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,524/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,912
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,158
−HK$250/mo
Today · 4.125%
HK$8,408
baseline
▲ 0.50% · 4.625%
HK$8,920
+HK$512/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$16,816/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,802
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,038
−HK$239/mo
Today · 4.125%
HK$9,277
baseline
▲ 0.50% · 4.625%
HK$9,766
+HK$489/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$18,554/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).