▼ 0.50% · 3.625%
HK$4,370
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,506
−HK$139/mo
Today · 4.125%
HK$4,645
baseline
▲ 0.50% · 4.625%
HK$4,927
+HK$282/mo
Deposit HK$958K · loan HK$958K · min. income ≈ HK$9,290/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,993
−HK$132/mo
Today · 4.125%
HK$5,125
baseline
▲ 0.50% · 4.625%
HK$5,395
+HK$270/mo
Deposit HK$958K · loan HK$958K · min. income ≈ HK$10,250/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,957
−HK$152/mo
Today · 4.125%
HK$5,109
baseline
▲ 0.50% · 4.625%
HK$5,420
+HK$311/mo
Deposit HK$863K · loan HK$1.05M · min. income ≈ HK$10,218/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,348
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$145/mo
Today · 4.125%
HK$5,637
baseline
▲ 0.50% · 4.625%
HK$5,934
+HK$297/mo
Deposit HK$863K · loan HK$1.05M · min. income ≈ HK$11,274/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,245
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,408
−HK$165/mo
Today · 4.125%
HK$5,573
baseline
▲ 0.50% · 4.625%
HK$5,913
+HK$340/mo
Deposit HK$767K · loan HK$1.15M · min. income ≈ HK$11,146/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,835
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,991
−HK$159/mo
Today · 4.125%
HK$6,150
baseline
▲ 0.50% · 4.625%
HK$6,474
+HK$324/mo
Deposit HK$767K · loan HK$1.15M · min. income ≈ HK$12,300/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,682
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,858
−HK$180/mo
Today · 4.125%
HK$6,038
baseline
▲ 0.50% · 4.625%
HK$6,405
+HK$367/mo
Deposit HK$671K · loan HK$1.25M · min. income ≈ HK$12,076/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,321
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,490
−HK$172/mo
Today · 4.125%
HK$6,662
baseline
▲ 0.50% · 4.625%
HK$7,013
+HK$351/mo
Deposit HK$671K · loan HK$1.25M · min. income ≈ HK$13,324/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,119
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,309
−HK$193/mo
Today · 4.125%
HK$6,502
baseline
▲ 0.50% · 4.625%
HK$6,898
+HK$396/mo
Deposit HK$575K · loan HK$1.34M · min. income ≈ HK$13,004/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,807
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,990
−HK$185/mo
Today · 4.125%
HK$7,175
baseline
▲ 0.50% · 4.625%
HK$7,553
+HK$378/mo
Deposit HK$575K · loan HK$1.34M · min. income ≈ HK$14,350/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,556
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,760
−HK$207/mo
Today · 4.125%
HK$6,967
baseline
▲ 0.50% · 4.625%
HK$7,391
+HK$424/mo
Deposit HK$479K · loan HK$1.44M · min. income ≈ HK$13,934/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,293
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,489
−HK$198/mo
Today · 4.125%
HK$7,687
baseline
▲ 0.50% · 4.625%
HK$8,092
+HK$405/mo
Deposit HK$479K · loan HK$1.44M · min. income ≈ HK$15,374/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,993
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,210
−HK$221/mo
Today · 4.125%
HK$7,431
baseline
▲ 0.50% · 4.625%
HK$7,883
+HK$452/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$14,862/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,779
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,988
−HK$212/mo
Today · 4.125%
HK$8,200
baseline
▲ 0.50% · 4.625%
HK$8,632
+HK$432/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$16,400/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,430
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,661
−HK$235/mo
Today · 4.125%
HK$7,896
baseline
▲ 0.50% · 4.625%
HK$8,376
+HK$480/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,792/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,266
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,487
−HK$225/mo
Today · 4.125%
HK$8,712
baseline
▲ 0.50% · 4.625%
HK$9,171
+HK$459/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,424/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,867
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,112
−HK$248/mo
Today · 4.125%
HK$8,360
baseline
▲ 0.50% · 4.625%
HK$8,869
+HK$509/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,720/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,752
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,987
−HK$238/mo
Today · 4.125%
HK$9,225
baseline
▲ 0.50% · 4.625%
HK$9,711
+HK$486/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,450/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).