▼ 0.50% · 3.625%
HK$4,507
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$142/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$291/mo
Deposit HK$988K · loan HK$988K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,014
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$136/mo
Today · 4.125%
HK$5,285
baseline
▲ 0.50% · 4.625%
HK$5,564
+HK$279/mo
Deposit HK$988K · loan HK$988K · min. income ≈ HK$10,570/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,958
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,112
−HK$157/mo
Today · 4.125%
HK$5,269
baseline
▲ 0.50% · 4.625%
HK$5,590
+HK$321/mo
Deposit HK$890K · loan HK$1.09M · min. income ≈ HK$10,538/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,516
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,664
−HK$150/mo
Today · 4.125%
HK$5,814
baseline
▲ 0.50% · 4.625%
HK$6,120
+HK$306/mo
Deposit HK$890K · loan HK$1.09M · min. income ≈ HK$11,628/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,409
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,577
−HK$171/mo
Today · 4.125%
HK$5,748
baseline
▲ 0.50% · 4.625%
HK$6,098
+HK$350/mo
Deposit HK$791K · loan HK$1.19M · min. income ≈ HK$11,496/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,017
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,179
−HK$163/mo
Today · 4.125%
HK$6,342
baseline
▲ 0.50% · 4.625%
HK$6,677
+HK$335/mo
Deposit HK$791K · loan HK$1.19M · min. income ≈ HK$12,684/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,860
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,042
−HK$185/mo
Today · 4.125%
HK$6,227
baseline
▲ 0.50% · 4.625%
HK$6,606
+HK$379/mo
Deposit HK$692K · loan HK$1.28M · min. income ≈ HK$12,454/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,519
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,693
−HK$178/mo
Today · 4.125%
HK$6,871
baseline
▲ 0.50% · 4.625%
HK$7,233
+HK$362/mo
Deposit HK$692K · loan HK$1.28M · min. income ≈ HK$13,742/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,310
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,507
−HK$199/mo
Today · 4.125%
HK$6,706
baseline
▲ 0.50% · 4.625%
HK$7,114
+HK$408/mo
Deposit HK$593K · loan HK$1.38M · min. income ≈ HK$13,412/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,020
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,208
−HK$191/mo
Today · 4.125%
HK$7,399
baseline
▲ 0.50% · 4.625%
HK$7,789
+HK$390/mo
Deposit HK$593K · loan HK$1.38M · min. income ≈ HK$14,798/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,761
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,971
−HK$214/mo
Today · 4.125%
HK$7,185
baseline
▲ 0.50% · 4.625%
HK$7,622
+HK$437/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$14,370/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,522
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,723
−HK$205/mo
Today · 4.125%
HK$7,928
baseline
▲ 0.50% · 4.625%
HK$8,346
+HK$418/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$15,856/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,212
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,436
−HK$228/mo
Today · 4.125%
HK$7,664
baseline
▲ 0.50% · 4.625%
HK$8,130
+HK$466/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$15,328/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,023
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,238
−HK$218/mo
Today · 4.125%
HK$8,456
baseline
▲ 0.50% · 4.625%
HK$8,902
+HK$446/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$16,912/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,662
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,901
−HK$242/mo
Today · 4.125%
HK$8,143
baseline
▲ 0.50% · 4.625%
HK$8,638
+HK$495/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$16,286/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,524
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,753
−HK$232/mo
Today · 4.125%
HK$8,985
baseline
▲ 0.50% · 4.625%
HK$9,459
+HK$474/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$17,970/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,113
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,366
−HK$256/mo
Today · 4.125%
HK$8,622
baseline
▲ 0.50% · 4.625%
HK$9,147
+HK$525/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,244/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,026
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,268
−HK$245/mo
Today · 4.125%
HK$9,513
baseline
▲ 0.50% · 4.625%
HK$10,015
+HK$502/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,026/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).