▼ 0.50% · 3.625%
HK$2,718
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,803
−HK$86/mo
Today · 4.125%
HK$2,889
baseline
▲ 0.50% · 4.625%
HK$3,065
+HK$176/mo
Deposit HK$596K · loan HK$596K · min. income ≈ HK$5,778/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,024
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,105
−HK$83/mo
Today · 4.125%
HK$3,188
baseline
▲ 0.50% · 4.625%
HK$3,356
+HK$168/mo
Deposit HK$596K · loan HK$596K · min. income ≈ HK$6,376/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,990
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,083
−HK$95/mo
Today · 4.125%
HK$3,178
baseline
▲ 0.50% · 4.625%
HK$3,371
+HK$193/mo
Deposit HK$536K · loan HK$656K · min. income ≈ HK$6,356/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,327
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,416
−HK$90/mo
Today · 4.125%
HK$3,506
baseline
▲ 0.50% · 4.625%
HK$3,691
+HK$185/mo
Deposit HK$536K · loan HK$656K · min. income ≈ HK$7,012/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,262
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,364
−HK$103/mo
Today · 4.125%
HK$3,467
baseline
▲ 0.50% · 4.625%
HK$3,678
+HK$211/mo
Deposit HK$477K · loan HK$715K · min. income ≈ HK$6,934/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,629
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,726
−HK$99/mo
Today · 4.125%
HK$3,825
baseline
▲ 0.50% · 4.625%
HK$4,027
+HK$202/mo
Deposit HK$477K · loan HK$715K · min. income ≈ HK$7,650/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,534
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,644
−HK$111/mo
Today · 4.125%
HK$3,755
baseline
▲ 0.50% · 4.625%
HK$3,984
+HK$229/mo
Deposit HK$417K · loan HK$775K · min. income ≈ HK$7,510/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,931
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,037
−HK$107/mo
Today · 4.125%
HK$4,144
baseline
▲ 0.50% · 4.625%
HK$4,362
+HK$218/mo
Deposit HK$417K · loan HK$775K · min. income ≈ HK$8,288/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,806
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,924
−HK$120/mo
Today · 4.125%
HK$4,044
baseline
▲ 0.50% · 4.625%
HK$4,290
+HK$246/mo
Deposit HK$358K · loan HK$834K · min. income ≈ HK$8,088/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,234
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,347
−HK$116/mo
Today · 4.125%
HK$4,463
baseline
▲ 0.50% · 4.625%
HK$4,698
+HK$235/mo
Deposit HK$358K · loan HK$834K · min. income ≈ HK$8,926/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,078
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,204
−HK$129/mo
Today · 4.125%
HK$4,333
baseline
▲ 0.50% · 4.625%
HK$4,597
+HK$264/mo
Deposit HK$298K · loan HK$894K · min. income ≈ HK$8,666/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,536
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,658
−HK$123/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,033
+HK$252/mo
Deposit HK$298K · loan HK$894K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$137/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$281/mo
Deposit HK$238K · loan HK$954K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,968
−HK$132/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,369
+HK$269/mo
Deposit HK$238K · loan HK$954K · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,621
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,765
−HK$146/mo
Today · 4.125%
HK$4,911
baseline
▲ 0.50% · 4.625%
HK$5,210
+HK$299/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$9,822/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,141
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,279
−HK$140/mo
Today · 4.125%
HK$5,419
baseline
▲ 0.50% · 4.625%
HK$5,704
+HK$285/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$10,838/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$155/mo
Today · 4.125%
HK$5,200
baseline
▲ 0.50% · 4.625%
HK$5,516
+HK$316/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,400/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,443
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,589
−HK$149/mo
Today · 4.125%
HK$5,738
baseline
▲ 0.50% · 4.625%
HK$6,040
+HK$302/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,476/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).