▼ 0.50% · 3.625%
HK$3,027
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,121
−HK$96/mo
Today · 4.125%
HK$3,217
baseline
▲ 0.50% · 4.625%
HK$3,413
+HK$196/mo
Deposit HK$664K · loan HK$664K · min. income ≈ HK$6,434/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,368
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,458
−HK$92/mo
Today · 4.125%
HK$3,550
baseline
▲ 0.50% · 4.625%
HK$3,737
+HK$187/mo
Deposit HK$664K · loan HK$664K · min. income ≈ HK$7,100/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,330
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,434
−HK$105/mo
Today · 4.125%
HK$3,539
baseline
▲ 0.50% · 4.625%
HK$3,754
+HK$215/mo
Deposit HK$597K · loan HK$730K · min. income ≈ HK$7,078/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,705
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,804
−HK$101/mo
Today · 4.125%
HK$3,905
baseline
▲ 0.50% · 4.625%
HK$4,111
+HK$206/mo
Deposit HK$597K · loan HK$730K · min. income ≈ HK$7,810/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,633
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,746
−HK$115/mo
Today · 4.125%
HK$3,861
baseline
▲ 0.50% · 4.625%
HK$4,095
+HK$234/mo
Deposit HK$531K · loan HK$797K · min. income ≈ HK$7,722/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,041
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,150
−HK$110/mo
Today · 4.125%
HK$4,260
baseline
▲ 0.50% · 4.625%
HK$4,484
+HK$224/mo
Deposit HK$531K · loan HK$797K · min. income ≈ HK$8,520/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,935
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,058
−HK$124/mo
Today · 4.125%
HK$4,182
baseline
▲ 0.50% · 4.625%
HK$4,437
+HK$255/mo
Deposit HK$465K · loan HK$863K · min. income ≈ HK$8,364/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,378
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,496
−HK$119/mo
Today · 4.125%
HK$4,615
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$243/mo
Deposit HK$465K · loan HK$863K · min. income ≈ HK$9,230/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,238
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,370
−HK$134/mo
Today · 4.125%
HK$4,504
baseline
▲ 0.50% · 4.625%
HK$4,778
+HK$274/mo
Deposit HK$398K · loan HK$929K · min. income ≈ HK$9,008/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,715
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$129/mo
Today · 4.125%
HK$4,970
baseline
▲ 0.50% · 4.625%
HK$5,232
+HK$262/mo
Deposit HK$398K · loan HK$929K · min. income ≈ HK$9,940/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,541
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$144/mo
Today · 4.125%
HK$4,826
baseline
▲ 0.50% · 4.625%
HK$5,119
+HK$293/mo
Deposit HK$332K · loan HK$996K · min. income ≈ HK$9,652/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,052
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,187
−HK$138/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,605
+HK$280/mo
Deposit HK$332K · loan HK$996K · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,844
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,994
−HK$153/mo
Today · 4.125%
HK$5,147
baseline
▲ 0.50% · 4.625%
HK$5,461
+HK$314/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$10,294/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,389
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,533
−HK$147/mo
Today · 4.125%
HK$5,680
baseline
▲ 0.50% · 4.625%
HK$5,979
+HK$299/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$11,360/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,146
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,306
−HK$163/mo
Today · 4.125%
HK$5,469
baseline
▲ 0.50% · 4.625%
HK$5,802
+HK$333/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,938/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,725
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,879
−HK$156/mo
Today · 4.125%
HK$6,035
baseline
▲ 0.50% · 4.625%
HK$6,353
+HK$318/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,070/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,449
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$172/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$352/mo
Deposit HK$133K · loan HK$1.19M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,062
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$165/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,726
+HK$336/mo
Deposit HK$133K · loan HK$1.19M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).