▼ 0.50% · 3.625%
HK$3,033
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,127
−HK$96/mo
Today · 4.125%
HK$3,223
baseline
▲ 0.50% · 4.625%
HK$3,419
+HK$196/mo
Deposit HK$665K · loan HK$665K · min. income ≈ HK$6,446/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,374
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,464
−HK$92/mo
Today · 4.125%
HK$3,556
baseline
▲ 0.50% · 4.625%
HK$3,744
+HK$188/mo
Deposit HK$665K · loan HK$665K · min. income ≈ HK$7,112/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,336
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,440
−HK$105/mo
Today · 4.125%
HK$3,545
baseline
▲ 0.50% · 4.625%
HK$3,761
+HK$216/mo
Deposit HK$598K · loan HK$731K · min. income ≈ HK$7,090/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,711
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$101/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,118
+HK$206/mo
Deposit HK$598K · loan HK$731K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,639
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,752
−HK$115/mo
Today · 4.125%
HK$3,867
baseline
▲ 0.50% · 4.625%
HK$4,103
+HK$236/mo
Deposit HK$532K · loan HK$798K · min. income ≈ HK$7,734/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,049
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,157
−HK$110/mo
Today · 4.125%
HK$4,267
baseline
▲ 0.50% · 4.625%
HK$4,492
+HK$225/mo
Deposit HK$532K · loan HK$798K · min. income ≈ HK$8,534/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,942
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,065
−HK$125/mo
Today · 4.125%
HK$4,190
baseline
▲ 0.50% · 4.625%
HK$4,445
+HK$255/mo
Deposit HK$465K · loan HK$864K · min. income ≈ HK$8,380/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,386
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,504
−HK$119/mo
Today · 4.125%
HK$4,623
baseline
▲ 0.50% · 4.625%
HK$4,867
+HK$244/mo
Deposit HK$465K · loan HK$864K · min. income ≈ HK$9,246/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,246
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,378
−HK$134/mo
Today · 4.125%
HK$4,512
baseline
▲ 0.50% · 4.625%
HK$4,787
+HK$275/mo
Deposit HK$399K · loan HK$931K · min. income ≈ HK$9,024/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,723
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,850
−HK$129/mo
Today · 4.125%
HK$4,979
baseline
▲ 0.50% · 4.625%
HK$5,241
+HK$262/mo
Deposit HK$399K · loan HK$931K · min. income ≈ HK$9,958/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$143/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,128
+HK$294/mo
Deposit HK$332K · loan HK$997K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,061
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$138/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,615
+HK$281/mo
Deposit HK$332K · loan HK$997K · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,003
−HK$154/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,470
+HK$313/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,398
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,543
−HK$147/mo
Today · 4.125%
HK$5,690
baseline
▲ 0.50% · 4.625%
HK$5,990
+HK$300/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$11,380/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,156
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,316
−HK$163/mo
Today · 4.125%
HK$5,479
baseline
▲ 0.50% · 4.625%
HK$5,812
+HK$333/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,958/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,736
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,889
−HK$156/mo
Today · 4.125%
HK$6,045
baseline
▲ 0.50% · 4.625%
HK$6,364
+HK$319/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,090/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,459
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,629
−HK$172/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,154
+HK$353/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,073
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,236
−HK$165/mo
Today · 4.125%
HK$6,401
baseline
▲ 0.50% · 4.625%
HK$6,738
+HK$337/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$12,802/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).