▼ 0.50% · 3.625%
HK$2,749
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,834
−HK$87/mo
Today · 4.125%
HK$2,921
baseline
▲ 0.50% · 4.625%
HK$3,099
+HK$178/mo
Deposit HK$603K · loan HK$603K · min. income ≈ HK$5,842/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,058
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,140
−HK$83/mo
Today · 4.125%
HK$3,223
baseline
▲ 0.50% · 4.625%
HK$3,393
+HK$170/mo
Deposit HK$603K · loan HK$603K · min. income ≈ HK$6,446/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,024
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,118
−HK$95/mo
Today · 4.125%
HK$3,213
baseline
▲ 0.50% · 4.625%
HK$3,409
+HK$196/mo
Deposit HK$542K · loan HK$663K · min. income ≈ HK$6,426/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,364
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,454
−HK$91/mo
Today · 4.125%
HK$3,545
baseline
▲ 0.50% · 4.625%
HK$3,732
+HK$187/mo
Deposit HK$542K · loan HK$663K · min. income ≈ HK$7,090/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,298
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,401
−HK$104/mo
Today · 4.125%
HK$3,505
baseline
▲ 0.50% · 4.625%
HK$3,719
+HK$214/mo
Deposit HK$482K · loan HK$723K · min. income ≈ HK$7,010/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,670
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,768
−HK$100/mo
Today · 4.125%
HK$3,868
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$204/mo
Deposit HK$482K · loan HK$723K · min. income ≈ HK$7,736/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,573
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,685
−HK$112/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$4,028
+HK$231/mo
Deposit HK$422K · loan HK$784K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,082
−HK$108/mo
Today · 4.125%
HK$4,190
baseline
▲ 0.50% · 4.625%
HK$4,411
+HK$221/mo
Deposit HK$422K · loan HK$784K · min. income ≈ HK$8,380/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,848
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,968
−HK$122/mo
Today · 4.125%
HK$4,090
baseline
▲ 0.50% · 4.625%
HK$4,338
+HK$248/mo
Deposit HK$362K · loan HK$844K · min. income ≈ HK$8,180/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,396
−HK$116/mo
Today · 4.125%
HK$4,512
baseline
▲ 0.50% · 4.625%
HK$4,750
+HK$238/mo
Deposit HK$362K · loan HK$844K · min. income ≈ HK$9,024/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,123
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,251
−HK$131/mo
Today · 4.125%
HK$4,382
baseline
▲ 0.50% · 4.625%
HK$4,648
+HK$266/mo
Deposit HK$301K · loan HK$904K · min. income ≈ HK$8,764/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,587
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,710
−HK$125/mo
Today · 4.125%
HK$4,835
baseline
▲ 0.50% · 4.625%
HK$5,090
+HK$255/mo
Deposit HK$301K · loan HK$904K · min. income ≈ HK$9,670/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,398
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$139/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$284/mo
Deposit HK$241K · loan HK$964K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$133/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,429
+HK$272/mo
Deposit HK$241K · loan HK$964K · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,673
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,818
−HK$148/mo
Today · 4.125%
HK$4,966
baseline
▲ 0.50% · 4.625%
HK$5,268
+HK$302/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$9,932/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,198
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,338
−HK$141/mo
Today · 4.125%
HK$5,479
baseline
▲ 0.50% · 4.625%
HK$5,768
+HK$289/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$10,958/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,948
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,102
−HK$156/mo
Today · 4.125%
HK$5,258
baseline
▲ 0.50% · 4.625%
HK$5,578
+HK$320/mo
Deposit HK$121K · loan HK$1.08M · min. income ≈ HK$10,516/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,504
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,652
−HK$150/mo
Today · 4.125%
HK$5,802
baseline
▲ 0.50% · 4.625%
HK$6,107
+HK$305/mo
Deposit HK$121K · loan HK$1.08M · min. income ≈ HK$11,604/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).