▼ 0.50% · 3.625%
HK$2,779
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,865
−HK$88/mo
Today · 4.125%
HK$2,953
baseline
▲ 0.50% · 4.625%
HK$3,133
+HK$180/mo
Deposit HK$609K · loan HK$609K · min. income ≈ HK$5,906/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,091
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,174
−HK$84/mo
Today · 4.125%
HK$3,258
baseline
▲ 0.50% · 4.625%
HK$3,430
+HK$172/mo
Deposit HK$609K · loan HK$609K · min. income ≈ HK$6,516/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,057
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,152
−HK$96/mo
Today · 4.125%
HK$3,248
baseline
▲ 0.50% · 4.625%
HK$3,446
+HK$198/mo
Deposit HK$548K · loan HK$670K · min. income ≈ HK$6,496/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,401
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,492
−HK$92/mo
Today · 4.125%
HK$3,584
baseline
▲ 0.50% · 4.625%
HK$3,773
+HK$189/mo
Deposit HK$548K · loan HK$670K · min. income ≈ HK$7,168/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,335
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,438
−HK$106/mo
Today · 4.125%
HK$3,544
baseline
▲ 0.50% · 4.625%
HK$3,759
+HK$215/mo
Deposit HK$487K · loan HK$731K · min. income ≈ HK$7,088/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,710
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,809
−HK$101/mo
Today · 4.125%
HK$3,910
baseline
▲ 0.50% · 4.625%
HK$4,116
+HK$206/mo
Deposit HK$487K · loan HK$731K · min. income ≈ HK$7,820/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,613
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,725
−HK$114/mo
Today · 4.125%
HK$3,839
baseline
▲ 0.50% · 4.625%
HK$4,073
+HK$234/mo
Deposit HK$427K · loan HK$792K · min. income ≈ HK$7,678/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,019
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,127
−HK$109/mo
Today · 4.125%
HK$4,236
baseline
▲ 0.50% · 4.625%
HK$4,459
+HK$223/mo
Deposit HK$427K · loan HK$792K · min. income ≈ HK$8,472/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,890
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$123/mo
Today · 4.125%
HK$4,134
baseline
▲ 0.50% · 4.625%
HK$4,386
+HK$252/mo
Deposit HK$366K · loan HK$853K · min. income ≈ HK$8,268/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,328
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,444
−HK$118/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,802
+HK$240/mo
Deposit HK$366K · loan HK$853K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,168
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,298
−HK$132/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,699
+HK$269/mo
Deposit HK$305K · loan HK$914K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,637
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,762
−HK$126/mo
Today · 4.125%
HK$4,888
baseline
▲ 0.50% · 4.625%
HK$5,145
+HK$257/mo
Deposit HK$305K · loan HK$914K · min. income ≈ HK$9,776/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,446
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$141/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$5,013
+HK$288/mo
Deposit HK$244K · loan HK$975K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$135/mo
Today · 4.125%
HK$5,214
baseline
▲ 0.50% · 4.625%
HK$5,488
+HK$274/mo
Deposit HK$244K · loan HK$975K · min. income ≈ HK$10,428/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,724
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,871
−HK$149/mo
Today · 4.125%
HK$5,020
baseline
▲ 0.50% · 4.625%
HK$5,326
+HK$306/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$10,040/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,255
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,396
−HK$143/mo
Today · 4.125%
HK$5,539
baseline
▲ 0.50% · 4.625%
HK$5,831
+HK$292/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$11,078/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,002
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,158
−HK$158/mo
Today · 4.125%
HK$5,316
baseline
▲ 0.50% · 4.625%
HK$5,639
+HK$323/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,632/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,714
−HK$151/mo
Today · 4.125%
HK$5,865
baseline
▲ 0.50% · 4.625%
HK$6,174
+HK$309/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,730/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).