▼ 0.50% · 3.625%
HK$3,189
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$100/mo
Today · 4.125%
HK$3,389
baseline
▲ 0.50% · 4.625%
HK$3,596
+HK$207/mo
Deposit HK$699K · loan HK$699K · min. income ≈ HK$6,778/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,548
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,643
−HK$97/mo
Today · 4.125%
HK$3,740
baseline
▲ 0.50% · 4.625%
HK$3,937
+HK$197/mo
Deposit HK$699K · loan HK$699K · min. income ≈ HK$7,480/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,508
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,617
−HK$111/mo
Today · 4.125%
HK$3,728
baseline
▲ 0.50% · 4.625%
HK$3,955
+HK$227/mo
Deposit HK$629K · loan HK$769K · min. income ≈ HK$7,456/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,903
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,008
−HK$106/mo
Today · 4.125%
HK$4,114
baseline
▲ 0.50% · 4.625%
HK$4,331
+HK$217/mo
Deposit HK$629K · loan HK$769K · min. income ≈ HK$8,228/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,827
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,946
−HK$121/mo
Today · 4.125%
HK$4,067
baseline
▲ 0.50% · 4.625%
HK$4,315
+HK$248/mo
Deposit HK$559K · loan HK$839K · min. income ≈ HK$8,134/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,258
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,372
−HK$116/mo
Today · 4.125%
HK$4,488
baseline
▲ 0.50% · 4.625%
HK$4,724
+HK$236/mo
Deposit HK$559K · loan HK$839K · min. income ≈ HK$8,976/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,146
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,275
−HK$131/mo
Today · 4.125%
HK$4,406
baseline
▲ 0.50% · 4.625%
HK$4,674
+HK$268/mo
Deposit HK$490K · loan HK$909K · min. income ≈ HK$8,812/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,612
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,736
−HK$126/mo
Today · 4.125%
HK$4,862
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$256/mo
Deposit HK$490K · loan HK$909K · min. income ≈ HK$9,724/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,465
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$141/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$289/mo
Deposit HK$420K · loan HK$979K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,967
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$135/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,512
+HK$276/mo
Deposit HK$420K · loan HK$979K · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,784
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,933
−HK$151/mo
Today · 4.125%
HK$5,084
baseline
▲ 0.50% · 4.625%
HK$5,393
+HK$309/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$10,168/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,322
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,465
−HK$145/mo
Today · 4.125%
HK$5,610
baseline
▲ 0.50% · 4.625%
HK$5,905
+HK$295/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$11,220/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,103
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,262
−HK$161/mo
Today · 4.125%
HK$5,423
baseline
▲ 0.50% · 4.625%
HK$5,753
+HK$330/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$10,846/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,677
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,829
−HK$155/mo
Today · 4.125%
HK$5,984
baseline
▲ 0.50% · 4.625%
HK$6,299
+HK$315/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$11,968/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,422
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,590
−HK$172/mo
Today · 4.125%
HK$5,762
baseline
▲ 0.50% · 4.625%
HK$6,112
+HK$350/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$11,524/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,032
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,193
−HK$165/mo
Today · 4.125%
HK$6,358
baseline
▲ 0.50% · 4.625%
HK$6,693
+HK$335/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$12,716/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,741
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,919
−HK$182/mo
Today · 4.125%
HK$6,101
baseline
▲ 0.50% · 4.625%
HK$6,472
+HK$371/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,202/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,387
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,558
−HK$174/mo
Today · 4.125%
HK$6,732
baseline
▲ 0.50% · 4.625%
HK$7,086
+HK$354/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,464/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).