▼ 0.50% · 3.625%
HK$2,701
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,785
−HK$85/mo
Today · 4.125%
HK$2,870
baseline
▲ 0.50% · 4.625%
HK$3,045
+HK$175/mo
Deposit HK$592K · loan HK$592K · min. income ≈ HK$5,740/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,005
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,085
−HK$82/mo
Today · 4.125%
HK$3,167
baseline
▲ 0.50% · 4.625%
HK$3,334
+HK$167/mo
Deposit HK$592K · loan HK$592K · min. income ≈ HK$6,334/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,971
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,063
−HK$94/mo
Today · 4.125%
HK$3,157
baseline
▲ 0.50% · 4.625%
HK$3,350
+HK$193/mo
Deposit HK$533K · loan HK$651K · min. income ≈ HK$6,314/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,305
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,394
−HK$90/mo
Today · 4.125%
HK$3,484
baseline
▲ 0.50% · 4.625%
HK$3,668
+HK$184/mo
Deposit HK$533K · loan HK$651K · min. income ≈ HK$6,968/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,241
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,342
−HK$102/mo
Today · 4.125%
HK$3,444
baseline
▲ 0.50% · 4.625%
HK$3,654
+HK$210/mo
Deposit HK$474K · loan HK$711K · min. income ≈ HK$6,888/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,606
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,702
−HK$99/mo
Today · 4.125%
HK$3,801
baseline
▲ 0.50% · 4.625%
HK$4,001
+HK$200/mo
Deposit HK$474K · loan HK$711K · min. income ≈ HK$7,602/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,511
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,620
−HK$111/mo
Today · 4.125%
HK$3,731
baseline
▲ 0.50% · 4.625%
HK$3,959
+HK$228/mo
Deposit HK$415K · loan HK$770K · min. income ≈ HK$7,462/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$106/mo
Today · 4.125%
HK$4,117
baseline
▲ 0.50% · 4.625%
HK$4,334
+HK$217/mo
Deposit HK$415K · loan HK$770K · min. income ≈ HK$8,234/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,899
−HK$119/mo
Today · 4.125%
HK$4,018
baseline
▲ 0.50% · 4.625%
HK$4,263
+HK$245/mo
Deposit HK$355K · loan HK$829K · min. income ≈ HK$8,036/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,207
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,320
−HK$114/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$234/mo
Deposit HK$355K · loan HK$829K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,051
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,177
−HK$129/mo
Today · 4.125%
HK$4,306
baseline
▲ 0.50% · 4.625%
HK$4,568
+HK$262/mo
Deposit HK$296K · loan HK$888K · min. income ≈ HK$8,612/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,507
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$123/mo
Today · 4.125%
HK$4,751
baseline
▲ 0.50% · 4.625%
HK$5,001
+HK$250/mo
Deposit HK$296K · loan HK$888K · min. income ≈ HK$9,502/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,456
−HK$137/mo
Today · 4.125%
HK$4,593
baseline
▲ 0.50% · 4.625%
HK$4,872
+HK$279/mo
Deposit HK$237K · loan HK$948K · min. income ≈ HK$9,186/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,937
−HK$130/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$268/mo
Deposit HK$237K · loan HK$948K · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,734
−HK$146/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$297/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,108
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,245
−HK$139/mo
Today · 4.125%
HK$5,384
baseline
▲ 0.50% · 4.625%
HK$5,668
+HK$284/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$10,768/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$154/mo
Today · 4.125%
HK$5,167
baseline
▲ 0.50% · 4.625%
HK$5,481
+HK$314/mo
Deposit HK$118K · loan HK$1.07M · min. income ≈ HK$10,334/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,409
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,554
−HK$147/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,001
+HK$300/mo
Deposit HK$118K · loan HK$1.07M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).