▼ 0.50% · 3.625%
HK$2,854
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,943
−HK$90/mo
Today · 4.125%
HK$3,033
baseline
▲ 0.50% · 4.625%
HK$3,218
+HK$185/mo
Deposit HK$626K · loan HK$626K · min. income ≈ HK$6,066/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,175
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,260
−HK$87/mo
Today · 4.125%
HK$3,347
baseline
▲ 0.50% · 4.625%
HK$3,523
+HK$176/mo
Deposit HK$626K · loan HK$626K · min. income ≈ HK$6,694/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,139
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,237
−HK$99/mo
Today · 4.125%
HK$3,336
baseline
▲ 0.50% · 4.625%
HK$3,539
+HK$203/mo
Deposit HK$563K · loan HK$688K · min. income ≈ HK$6,672/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,493
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,586
−HK$95/mo
Today · 4.125%
HK$3,681
baseline
▲ 0.50% · 4.625%
HK$3,875
+HK$194/mo
Deposit HK$563K · loan HK$688K · min. income ≈ HK$7,362/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,425
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,531
−HK$109/mo
Today · 4.125%
HK$3,640
baseline
▲ 0.50% · 4.625%
HK$3,861
+HK$221/mo
Deposit HK$501K · loan HK$751K · min. income ≈ HK$7,280/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,810
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,912
−HK$104/mo
Today · 4.125%
HK$4,016
baseline
▲ 0.50% · 4.625%
HK$4,228
+HK$212/mo
Deposit HK$501K · loan HK$751K · min. income ≈ HK$8,032/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,710
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,826
−HK$117/mo
Today · 4.125%
HK$3,943
baseline
▲ 0.50% · 4.625%
HK$4,183
+HK$240/mo
Deposit HK$438K · loan HK$814K · min. income ≈ HK$7,886/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,128
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$113/mo
Today · 4.125%
HK$4,351
baseline
▲ 0.50% · 4.625%
HK$4,580
+HK$229/mo
Deposit HK$438K · loan HK$814K · min. income ≈ HK$8,702/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,996
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,120
−HK$126/mo
Today · 4.125%
HK$4,246
baseline
▲ 0.50% · 4.625%
HK$4,505
+HK$259/mo
Deposit HK$375K · loan HK$876K · min. income ≈ HK$8,492/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,445
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$121/mo
Today · 4.125%
HK$4,685
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$247/mo
Deposit HK$375K · loan HK$876K · min. income ≈ HK$9,370/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$136/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$276/mo
Deposit HK$313K · loan HK$939K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,763
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$130/mo
Today · 4.125%
HK$5,020
baseline
▲ 0.50% · 4.625%
HK$5,285
+HK$265/mo
Deposit HK$313K · loan HK$939K · min. income ≈ HK$10,040/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,566
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$144/mo
Today · 4.125%
HK$4,853
baseline
▲ 0.50% · 4.625%
HK$5,148
+HK$295/mo
Deposit HK$250K · loan HK$1.00M · min. income ≈ HK$9,706/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,080
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,216
−HK$139/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,637
+HK$282/mo
Deposit HK$250K · loan HK$1.00M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,003
−HK$153/mo
Today · 4.125%
HK$5,156
baseline
▲ 0.50% · 4.625%
HK$5,470
+HK$314/mo
Deposit HK$188K · loan HK$1.06M · min. income ≈ HK$10,312/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,398
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,542
−HK$147/mo
Today · 4.125%
HK$5,689
baseline
▲ 0.50% · 4.625%
HK$5,989
+HK$300/mo
Deposit HK$188K · loan HK$1.06M · min. income ≈ HK$11,378/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,137
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,297
−HK$162/mo
Today · 4.125%
HK$5,459
baseline
▲ 0.50% · 4.625%
HK$5,792
+HK$333/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$10,918/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,715
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,868
−HK$156/mo
Today · 4.125%
HK$6,024
baseline
▲ 0.50% · 4.625%
HK$6,341
+HK$317/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$12,048/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).