▼ 0.50% · 3.625%
HK$18,395
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,967
−HK$581/mo
Today · 4.125%
HK$19,548
baseline
▲ 0.50% · 4.625%
HK$20,738
+HK$1,190/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,096/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,464
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,013
−HK$556/mo
Today · 4.125%
HK$21,569
baseline
▲ 0.50% · 4.625%
HK$22,706
+HK$1,137/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,138/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,234
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,863
−HK$640/mo
Today · 4.125%
HK$21,503
baseline
▲ 0.50% · 4.625%
HK$22,811
+HK$1,308/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,006/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,510
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,114
−HK$612/mo
Today · 4.125%
HK$23,726
baseline
▲ 0.50% · 4.625%
HK$24,977
+HK$1,251/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,452/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,073
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,760
−HK$698/mo
Today · 4.125%
HK$23,458
baseline
▲ 0.50% · 4.625%
HK$24,885
+HK$1,427/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,916/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,557
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,215
−HK$668/mo
Today · 4.125%
HK$25,883
baseline
▲ 0.50% · 4.625%
HK$27,248
+HK$1,365/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,766/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,913
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,657
−HK$755/mo
Today · 4.125%
HK$25,412
baseline
▲ 0.50% · 4.625%
HK$26,959
+HK$1,547/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,824/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,603
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,316
−HK$724/mo
Today · 4.125%
HK$28,040
baseline
▲ 0.50% · 4.625%
HK$29,518
+HK$1,478/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,080/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,752
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,553
−HK$814/mo
Today · 4.125%
HK$27,367
baseline
▲ 0.50% · 4.625%
HK$29,033
+HK$1,666/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,734/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,649
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,418
−HK$779/mo
Today · 4.125%
HK$30,197
baseline
▲ 0.50% · 4.625%
HK$31,789
+HK$1,592/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,394/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,592
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,450
−HK$872/mo
Today · 4.125%
HK$29,322
baseline
▲ 0.50% · 4.625%
HK$31,106
+HK$1,784/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,644/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,696
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,519
−HK$835/mo
Today · 4.125%
HK$32,354
baseline
▲ 0.50% · 4.625%
HK$34,059
+HK$1,705/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,708/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,431
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,347
−HK$930/mo
Today · 4.125%
HK$31,277
baseline
▲ 0.50% · 4.625%
HK$33,180
+HK$1,903/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$62,554/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,742
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,620
−HK$891/mo
Today · 4.125%
HK$34,511
baseline
▲ 0.50% · 4.625%
HK$36,330
+HK$1,819/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$69,022/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,271
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,243
−HK$989/mo
Today · 4.125%
HK$33,232
baseline
▲ 0.50% · 4.625%
HK$35,254
+HK$2,022/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,464/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,788
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,721
−HK$947/mo
Today · 4.125%
HK$36,668
baseline
▲ 0.50% · 4.625%
HK$38,601
+HK$1,933/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,336/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,110
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,140
−HK$1,047/mo
Today · 4.125%
HK$35,187
baseline
▲ 0.50% · 4.625%
HK$37,328
+HK$2,141/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$70,374/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,835
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,823
−HK$1,002/mo
Today · 4.125%
HK$38,825
baseline
▲ 0.50% · 4.625%
HK$40,871
+HK$2,046/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$77,650/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,007 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).