▼ 0.50% · 3.625%
HK$18,382
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,953
−HK$581/mo
Today · 4.125%
HK$19,534
baseline
▲ 0.50% · 4.625%
HK$20,723
+HK$1,189/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,068/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,449
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$20,998
−HK$556/mo
Today · 4.125%
HK$21,554
baseline
▲ 0.50% · 4.625%
HK$22,690
+HK$1,136/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,108/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,220
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,849
−HK$639/mo
Today · 4.125%
HK$21,488
baseline
▲ 0.50% · 4.625%
HK$22,795
+HK$1,307/mo
Deposit HK$3.63M · loan HK$4.43M · min. income ≈ HK$42,976/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,494
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,097
−HK$612/mo
Today · 4.125%
HK$23,709
baseline
▲ 0.50% · 4.625%
HK$24,959
+HK$1,250/mo
Deposit HK$3.63M · loan HK$4.43M · min. income ≈ HK$47,418/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,058
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,744
−HK$697/mo
Today · 4.125%
HK$23,441
baseline
▲ 0.50% · 4.625%
HK$24,867
+HK$1,426/mo
Deposit HK$3.22M · loan HK$4.84M · min. income ≈ HK$46,882/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,539
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,197
−HK$668/mo
Today · 4.125%
HK$25,865
baseline
▲ 0.50% · 4.625%
HK$27,228
+HK$1,363/mo
Deposit HK$3.22M · loan HK$4.84M · min. income ≈ HK$51,730/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,896
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,639
−HK$755/mo
Today · 4.125%
HK$25,394
baseline
▲ 0.50% · 4.625%
HK$26,940
+HK$1,546/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,788/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,584
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,297
−HK$723/mo
Today · 4.125%
HK$28,020
baseline
▲ 0.50% · 4.625%
HK$29,497
+HK$1,477/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,040/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,734
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,535
−HK$813/mo
Today · 4.125%
HK$27,348
baseline
▲ 0.50% · 4.625%
HK$29,012
+HK$1,664/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,696/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,629
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,397
−HK$779/mo
Today · 4.125%
HK$30,176
baseline
▲ 0.50% · 4.625%
HK$31,766
+HK$1,590/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,352/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,572
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,430
−HK$871/mo
Today · 4.125%
HK$29,301
baseline
▲ 0.50% · 4.625%
HK$31,084
+HK$1,783/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,602/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,674
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,497
−HK$834/mo
Today · 4.125%
HK$32,331
baseline
▲ 0.50% · 4.625%
HK$34,035
+HK$1,704/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,662/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,410
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,325
−HK$930/mo
Today · 4.125%
HK$31,255
baseline
▲ 0.50% · 4.625%
HK$33,156
+HK$1,901/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$62,510/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,719
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,596
−HK$890/mo
Today · 4.125%
HK$34,486
baseline
▲ 0.50% · 4.625%
HK$36,304
+HK$1,818/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$68,972/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,249
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,221
−HK$987/mo
Today · 4.125%
HK$33,208
baseline
▲ 0.50% · 4.625%
HK$35,229
+HK$2,021/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$66,416/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,764
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,696
−HK$946/mo
Today · 4.125%
HK$36,642
baseline
▲ 0.50% · 4.625%
HK$38,573
+HK$1,931/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$73,284/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,087
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,116
−HK$1,046/mo
Today · 4.125%
HK$35,162
baseline
▲ 0.50% · 4.625%
HK$37,301
+HK$2,139/mo
Deposit HK$806K · loan HK$7.26M · min. income ≈ HK$70,324/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,809
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,796
−HK$1,001/mo
Today · 4.125%
HK$38,797
baseline
▲ 0.50% · 4.625%
HK$40,842
+HK$2,045/mo
Deposit HK$806K · loan HK$7.26M · min. income ≈ HK$77,594/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,835 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).