▼ 0.50% · 3.625%
HK$21,136
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,793
−HK$668/mo
Today · 4.125%
HK$22,461
baseline
▲ 0.50% · 4.625%
HK$23,828
+HK$1,367/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,922/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,513
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,144
−HK$640/mo
Today · 4.125%
HK$24,784
baseline
▲ 0.50% · 4.625%
HK$26,090
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,568/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,249
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,973
−HK$734/mo
Today · 4.125%
HK$24,707
baseline
▲ 0.50% · 4.625%
HK$26,211
+HK$1,504/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,414/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,865
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,558
−HK$704/mo
Today · 4.125%
HK$27,262
baseline
▲ 0.50% · 4.625%
HK$28,699
+HK$1,437/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,524/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,363
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,152
−HK$802/mo
Today · 4.125%
HK$26,954
baseline
▲ 0.50% · 4.625%
HK$28,594
+HK$1,640/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,908/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,216
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,973
−HK$768/mo
Today · 4.125%
HK$29,741
baseline
▲ 0.50% · 4.625%
HK$31,308
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,482/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,477
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,331
−HK$869/mo
Today · 4.125%
HK$29,200
baseline
▲ 0.50% · 4.625%
HK$30,976
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,400/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,567
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,387
−HK$832/mo
Today · 4.125%
HK$32,219
baseline
▲ 0.50% · 4.625%
HK$33,917
+HK$1,698/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,438/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,590
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,511
−HK$935/mo
Today · 4.125%
HK$31,446
baseline
▲ 0.50% · 4.625%
HK$33,359
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,892/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,919
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,802
−HK$895/mo
Today · 4.125%
HK$34,697
baseline
▲ 0.50% · 4.625%
HK$36,526
+HK$1,829/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,394/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,704
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,690
−HK$1,002/mo
Today · 4.125%
HK$33,692
baseline
▲ 0.50% · 4.625%
HK$35,742
+HK$2,050/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,384/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,270
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,216
−HK$960/mo
Today · 4.125%
HK$37,176
baseline
▲ 0.50% · 4.625%
HK$39,135
+HK$1,959/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,352/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,817
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,869
−HK$1,069/mo
Today · 4.125%
HK$35,938
baseline
▲ 0.50% · 4.625%
HK$38,125
+HK$2,187/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$71,876/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,622
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,630
−HK$1,024/mo
Today · 4.125%
HK$39,654
baseline
▲ 0.50% · 4.625%
HK$41,744
+HK$2,090/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$79,308/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,931
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,049
−HK$1,135/mo
Today · 4.125%
HK$38,184
baseline
▲ 0.50% · 4.625%
HK$40,508
+HK$2,324/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,368/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,973
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,045
−HK$1,087/mo
Today · 4.125%
HK$42,132
baseline
▲ 0.50% · 4.625%
HK$44,353
+HK$2,221/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,264/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,045
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,228
−HK$1,202/mo
Today · 4.125%
HK$40,430
baseline
▲ 0.50% · 4.625%
HK$42,890
+HK$2,460/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,860/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,324
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,459
−HK$1,152/mo
Today · 4.125%
HK$44,611
baseline
▲ 0.50% · 4.625%
HK$46,962
+HK$2,351/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,222/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,908 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).