▼ 0.50% · 3.625%
HK$21,798
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,476
−HK$689/mo
Today · 4.125%
HK$23,165
baseline
▲ 0.50% · 4.625%
HK$24,574
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,330/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,250
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,900
−HK$660/mo
Today · 4.125%
HK$25,560
baseline
▲ 0.50% · 4.625%
HK$26,907
+HK$1,347/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,120/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,978
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,723
−HK$758/mo
Today · 4.125%
HK$25,481
baseline
▲ 0.50% · 4.625%
HK$27,032
+HK$1,551/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,962/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,675
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,390
−HK$726/mo
Today · 4.125%
HK$28,116
baseline
▲ 0.50% · 4.625%
HK$29,598
+HK$1,482/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,232/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,157
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,971
−HK$827/mo
Today · 4.125%
HK$27,798
baseline
▲ 0.50% · 4.625%
HK$29,489
+HK$1,691/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$55,596/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,100
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,880
−HK$792/mo
Today · 4.125%
HK$30,672
baseline
▲ 0.50% · 4.625%
HK$32,289
+HK$1,617/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$61,344/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,337
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,219
−HK$895/mo
Today · 4.125%
HK$30,114
baseline
▲ 0.50% · 4.625%
HK$31,947
+HK$1,833/mo
Deposit HK$3.35M · loan HK$6.21M · min. income ≈ HK$60,228/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,525
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,370
−HK$858/mo
Today · 4.125%
HK$33,228
baseline
▲ 0.50% · 4.625%
HK$34,979
+HK$1,751/mo
Deposit HK$3.35M · loan HK$6.21M · min. income ≈ HK$66,456/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,517
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,466
−HK$965/mo
Today · 4.125%
HK$32,431
baseline
▲ 0.50% · 4.625%
HK$34,404
+HK$1,973/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,862/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,950
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,860
−HK$924/mo
Today · 4.125%
HK$35,784
baseline
▲ 0.50% · 4.625%
HK$37,670
+HK$1,886/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,568/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,697
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,714
−HK$1,033/mo
Today · 4.125%
HK$34,747
baseline
▲ 0.50% · 4.625%
HK$36,861
+HK$2,114/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,494/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,375
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,350
−HK$990/mo
Today · 4.125%
HK$38,340
baseline
▲ 0.50% · 4.625%
HK$40,361
+HK$2,021/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,680/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,876
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,961
−HK$1,103/mo
Today · 4.125%
HK$37,064
baseline
▲ 0.50% · 4.625%
HK$39,319
+HK$2,255/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,128/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,800
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,840
−HK$1,056/mo
Today · 4.125%
HK$40,896
baseline
▲ 0.50% · 4.625%
HK$43,052
+HK$2,156/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,792/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,056
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,209
−HK$1,171/mo
Today · 4.125%
HK$39,380
baseline
▲ 0.50% · 4.625%
HK$41,776
+HK$2,396/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$78,760/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,225
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,330
−HK$1,122/mo
Today · 4.125%
HK$43,452
baseline
▲ 0.50% · 4.625%
HK$45,742
+HK$2,290/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$86,904/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,236
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,457
−HK$1,239/mo
Today · 4.125%
HK$41,696
baseline
▲ 0.50% · 4.625%
HK$44,234
+HK$2,538/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,392/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,650
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,820
−HK$1,188/mo
Today · 4.125%
HK$46,008
baseline
▲ 0.50% · 4.625%
HK$48,433
+HK$2,425/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$92,016/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,937 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).