▼ 0.50% · 3.625%
HK$21,265
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,927
−HK$672/mo
Today · 4.125%
HK$22,599
baseline
▲ 0.50% · 4.625%
HK$23,974
+HK$1,375/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,198/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,657
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,292
−HK$644/mo
Today · 4.125%
HK$24,936
baseline
▲ 0.50% · 4.625%
HK$26,250
+HK$1,314/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,872/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,392
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,119
−HK$740/mo
Today · 4.125%
HK$24,859
baseline
▲ 0.50% · 4.625%
HK$26,371
+HK$1,512/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,718/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,023
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,721
−HK$708/mo
Today · 4.125%
HK$27,429
baseline
▲ 0.50% · 4.625%
HK$28,875
+HK$1,446/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,858/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,518
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,312
−HK$807/mo
Today · 4.125%
HK$27,119
baseline
▲ 0.50% · 4.625%
HK$28,769
+HK$1,650/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,238/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,389
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,150
−HK$773/mo
Today · 4.125%
HK$29,923
baseline
▲ 0.50% · 4.625%
HK$31,500
+HK$1,577/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,846/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,645
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,505
−HK$873/mo
Today · 4.125%
HK$29,378
baseline
▲ 0.50% · 4.625%
HK$31,166
+HK$1,788/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,756/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,755
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,579
−HK$837/mo
Today · 4.125%
HK$32,416
baseline
▲ 0.50% · 4.625%
HK$34,125
+HK$1,709/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,832/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,771
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,697
−HK$941/mo
Today · 4.125%
HK$31,638
baseline
▲ 0.50% · 4.625%
HK$33,563
+HK$1,925/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,276/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,120
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,009
−HK$901/mo
Today · 4.125%
HK$34,910
baseline
▲ 0.50% · 4.625%
HK$36,750
+HK$1,840/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,820/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,898
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,890
−HK$1,008/mo
Today · 4.125%
HK$33,898
baseline
▲ 0.50% · 4.625%
HK$35,961
+HK$2,063/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,796/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,486
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,438
−HK$965/mo
Today · 4.125%
HK$37,403
baseline
▲ 0.50% · 4.625%
HK$39,375
+HK$1,972/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,806/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,024
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,083
−HK$1,075/mo
Today · 4.125%
HK$36,158
baseline
▲ 0.50% · 4.625%
HK$38,358
+HK$2,200/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$72,316/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,852
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,867
−HK$1,030/mo
Today · 4.125%
HK$39,897
baseline
▲ 0.50% · 4.625%
HK$42,000
+HK$2,103/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$79,794/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,151
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,276
−HK$1,142/mo
Today · 4.125%
HK$38,418
baseline
▲ 0.50% · 4.625%
HK$40,756
+HK$2,338/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,836/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,218
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,296
−HK$1,094/mo
Today · 4.125%
HK$42,390
baseline
▲ 0.50% · 4.625%
HK$44,625
+HK$2,235/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,780/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,278
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,468
−HK$1,210/mo
Today · 4.125%
HK$40,678
baseline
▲ 0.50% · 4.625%
HK$43,153
+HK$2,475/mo
Deposit HK$933K · loan HK$8.39M · min. income ≈ HK$81,356/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,583
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,725
−HK$1,159/mo
Today · 4.125%
HK$44,884
baseline
▲ 0.50% · 4.625%
HK$47,250
+HK$2,366/mo
Deposit HK$933K · loan HK$8.39M · min. income ≈ HK$89,768/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,584 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).