▼ 0.50% · 3.625%
HK$21,816
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,494
−HK$690/mo
Today · 4.125%
HK$23,184
baseline
▲ 0.50% · 4.625%
HK$24,595
+HK$1,411/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,368/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,270
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,921
−HK$660/mo
Today · 4.125%
HK$25,581
baseline
▲ 0.50% · 4.625%
HK$26,930
+HK$1,349/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,162/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,997
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,744
−HK$758/mo
Today · 4.125%
HK$25,502
baseline
▲ 0.50% · 4.625%
HK$27,054
+HK$1,552/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$51,004/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,697
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,413
−HK$726/mo
Today · 4.125%
HK$28,139
baseline
▲ 0.50% · 4.625%
HK$29,622
+HK$1,483/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$56,278/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,179
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,993
−HK$828/mo
Today · 4.125%
HK$27,821
baseline
▲ 0.50% · 4.625%
HK$29,513
+HK$1,692/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,642/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,124
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,905
−HK$792/mo
Today · 4.125%
HK$30,697
baseline
▲ 0.50% · 4.625%
HK$32,315
+HK$1,618/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,394/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,361
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,243
−HK$896/mo
Today · 4.125%
HK$30,139
baseline
▲ 0.50% · 4.625%
HK$31,973
+HK$1,834/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,278/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,551
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,397
−HK$858/mo
Today · 4.125%
HK$33,255
baseline
▲ 0.50% · 4.625%
HK$35,008
+HK$1,753/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,510/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,542
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,492
−HK$965/mo
Today · 4.125%
HK$32,457
baseline
▲ 0.50% · 4.625%
HK$34,432
+HK$1,975/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,914/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,978
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,889
−HK$925/mo
Today · 4.125%
HK$35,814
baseline
▲ 0.50% · 4.625%
HK$37,701
+HK$1,887/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,628/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,724
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,742
−HK$1,034/mo
Today · 4.125%
HK$34,776
baseline
▲ 0.50% · 4.625%
HK$36,892
+HK$2,116/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,552/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,405
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,381
−HK$991/mo
Today · 4.125%
HK$38,372
baseline
▲ 0.50% · 4.625%
HK$40,394
+HK$2,022/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,744/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,905
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,991
−HK$1,103/mo
Today · 4.125%
HK$37,094
baseline
▲ 0.50% · 4.625%
HK$39,351
+HK$2,257/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,188/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,832
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,873
−HK$1,057/mo
Today · 4.125%
HK$40,930
baseline
▲ 0.50% · 4.625%
HK$43,087
+HK$2,157/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,860/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,087
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,240
−HK$1,173/mo
Today · 4.125%
HK$39,413
baseline
▲ 0.50% · 4.625%
HK$41,811
+HK$2,398/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$78,826/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,259
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,365
−HK$1,123/mo
Today · 4.125%
HK$43,488
baseline
▲ 0.50% · 4.625%
HK$45,780
+HK$2,292/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$86,976/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,268
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,490
−HK$1,241/mo
Today · 4.125%
HK$41,731
baseline
▲ 0.50% · 4.625%
HK$44,270
+HK$2,539/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,462/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,686
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,857
−HK$1,189/mo
Today · 4.125%
HK$46,046
baseline
▲ 0.50% · 4.625%
HK$48,473
+HK$2,427/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,092/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,727 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).