▼ 0.50% · 3.625%
HK$21,409
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,075
−HK$676/mo
Today · 4.125%
HK$22,751
baseline
▲ 0.50% · 4.625%
HK$24,135
+HK$1,384/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,502/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,817
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,456
−HK$648/mo
Today · 4.125%
HK$25,104
baseline
▲ 0.50% · 4.625%
HK$26,427
+HK$1,323/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,208/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,549
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,282
−HK$744/mo
Today · 4.125%
HK$25,026
baseline
▲ 0.50% · 4.625%
HK$26,549
+HK$1,523/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$50,052/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,199
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,901
−HK$713/mo
Today · 4.125%
HK$27,614
baseline
▲ 0.50% · 4.625%
HK$29,070
+HK$1,456/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,228/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,690
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,489
−HK$812/mo
Today · 4.125%
HK$27,301
baseline
▲ 0.50% · 4.625%
HK$28,963
+HK$1,662/mo
Deposit HK$3.76M · loan HK$5.63M · min. income ≈ HK$54,602/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,580
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,347
−HK$777/mo
Today · 4.125%
HK$30,124
baseline
▲ 0.50% · 4.625%
HK$31,712
+HK$1,588/mo
Deposit HK$3.76M · loan HK$5.63M · min. income ≈ HK$60,248/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,831
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,697
−HK$879/mo
Today · 4.125%
HK$29,576
baseline
▲ 0.50% · 4.625%
HK$31,376
+HK$1,800/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$59,152/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,962
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,792
−HK$843/mo
Today · 4.125%
HK$32,635
baseline
▲ 0.50% · 4.625%
HK$34,355
+HK$1,720/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$65,270/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,972
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,904
−HK$948/mo
Today · 4.125%
HK$31,852
baseline
▲ 0.50% · 4.625%
HK$33,790
+HK$1,938/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,704/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,344
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,238
−HK$907/mo
Today · 4.125%
HK$35,145
baseline
▲ 0.50% · 4.625%
HK$36,998
+HK$1,853/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,290/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,113
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,112
−HK$1,015/mo
Today · 4.125%
HK$34,127
baseline
▲ 0.50% · 4.625%
HK$36,203
+HK$2,076/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,254/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,725
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,683
−HK$972/mo
Today · 4.125%
HK$37,655
baseline
▲ 0.50% · 4.625%
HK$39,640
+HK$1,985/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,310/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,254
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,319
−HK$1,083/mo
Today · 4.125%
HK$36,402
baseline
▲ 0.50% · 4.625%
HK$38,617
+HK$2,215/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,804/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,107
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,129
−HK$1,037/mo
Today · 4.125%
HK$40,166
baseline
▲ 0.50% · 4.625%
HK$42,283
+HK$2,117/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,332/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,395
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,527
−HK$1,150/mo
Today · 4.125%
HK$38,677
baseline
▲ 0.50% · 4.625%
HK$41,030
+HK$2,353/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,354/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,489
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,575
−HK$1,101/mo
Today · 4.125%
HK$42,676
baseline
▲ 0.50% · 4.625%
HK$44,926
+HK$2,250/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,352/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,536
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,734
−HK$1,218/mo
Today · 4.125%
HK$40,952
baseline
▲ 0.50% · 4.625%
HK$43,444
+HK$2,492/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,904/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,870
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,020
−HK$1,167/mo
Today · 4.125%
HK$45,187
baseline
▲ 0.50% · 4.625%
HK$47,568
+HK$2,381/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,374/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,870 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).