▼ 0.50% · 3.625%
HK$21,478
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,146
−HK$679/mo
Today · 4.125%
HK$22,825
baseline
▲ 0.50% · 4.625%
HK$24,214
+HK$1,389/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,650/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,894
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,535
−HK$650/mo
Today · 4.125%
HK$25,185
baseline
▲ 0.50% · 4.625%
HK$26,513
+HK$1,328/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,370/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,626
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,361
−HK$747/mo
Today · 4.125%
HK$25,108
baseline
▲ 0.50% · 4.625%
HK$26,635
+HK$1,527/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,216/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,284
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,989
−HK$715/mo
Today · 4.125%
HK$27,704
baseline
▲ 0.50% · 4.625%
HK$29,164
+HK$1,460/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,408/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,774
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,576
−HK$814/mo
Today · 4.125%
HK$27,390
baseline
▲ 0.50% · 4.625%
HK$29,057
+HK$1,667/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,780/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,673
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,442
−HK$780/mo
Today · 4.125%
HK$30,222
baseline
▲ 0.50% · 4.625%
HK$31,815
+HK$1,593/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,444/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,922
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,790
−HK$883/mo
Today · 4.125%
HK$29,673
baseline
▲ 0.50% · 4.625%
HK$31,478
+HK$1,805/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$59,346/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,063
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,896
−HK$845/mo
Today · 4.125%
HK$32,741
baseline
▲ 0.50% · 4.625%
HK$34,467
+HK$1,726/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$65,482/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,070
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$31,005
−HK$950/mo
Today · 4.125%
HK$31,955
baseline
▲ 0.50% · 4.625%
HK$33,900
+HK$1,945/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$63,910/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,452
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,349
−HK$910/mo
Today · 4.125%
HK$35,259
baseline
▲ 0.50% · 4.625%
HK$37,118
+HK$1,859/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$70,518/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,217
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,219
−HK$1,019/mo
Today · 4.125%
HK$34,238
baseline
▲ 0.50% · 4.625%
HK$36,321
+HK$2,083/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,476/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,841
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,803
−HK$975/mo
Today · 4.125%
HK$37,778
baseline
▲ 0.50% · 4.625%
HK$39,769
+HK$1,991/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,556/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,365
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,434
−HK$1,086/mo
Today · 4.125%
HK$36,520
baseline
▲ 0.50% · 4.625%
HK$38,742
+HK$2,222/mo
Deposit HK$1.88M · loan HK$7.54M · min. income ≈ HK$73,040/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,231
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,256
−HK$1,040/mo
Today · 4.125%
HK$40,296
baseline
▲ 0.50% · 4.625%
HK$42,420
+HK$2,124/mo
Deposit HK$1.88M · loan HK$7.54M · min. income ≈ HK$80,592/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,513
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,649
−HK$1,154/mo
Today · 4.125%
HK$38,803
baseline
▲ 0.50% · 4.625%
HK$41,164
+HK$2,361/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$77,606/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,620
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,710
−HK$1,105/mo
Today · 4.125%
HK$42,815
baseline
▲ 0.50% · 4.625%
HK$45,072
+HK$2,257/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$85,630/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,661
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,863
−HK$1,222/mo
Today · 4.125%
HK$41,085
baseline
▲ 0.50% · 4.625%
HK$43,585
+HK$2,500/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$82,170/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,010
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,163
−HK$1,170/mo
Today · 4.125%
HK$45,333
baseline
▲ 0.50% · 4.625%
HK$47,723
+HK$2,390/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$90,666/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,922 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).