▼ 0.50% · 3.625%
HK$21,785
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,463
−HK$689/mo
Today · 4.125%
HK$23,152
baseline
▲ 0.50% · 4.625%
HK$24,560
+HK$1,408/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,304/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,236
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,886
−HK$660/mo
Today · 4.125%
HK$25,546
baseline
▲ 0.50% · 4.625%
HK$26,892
+HK$1,346/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,092/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,964
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,709
−HK$758/mo
Today · 4.125%
HK$25,467
baseline
▲ 0.50% · 4.625%
HK$27,016
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,934/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,660
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,375
−HK$725/mo
Today · 4.125%
HK$28,100
baseline
▲ 0.50% · 4.625%
HK$29,581
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,200/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,143
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,956
−HK$826/mo
Today · 4.125%
HK$27,782
baseline
▲ 0.50% · 4.625%
HK$29,472
+HK$1,690/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,564/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,083
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,863
−HK$792/mo
Today · 4.125%
HK$30,655
baseline
▲ 0.50% · 4.625%
HK$32,270
+HK$1,615/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,310/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,321
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,202
−HK$895/mo
Today · 4.125%
HK$30,097
baseline
▲ 0.50% · 4.625%
HK$31,928
+HK$1,831/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,194/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,507
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,352
−HK$857/mo
Today · 4.125%
HK$33,209
baseline
▲ 0.50% · 4.625%
HK$34,960
+HK$1,751/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,418/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,500
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,448
−HK$964/mo
Today · 4.125%
HK$32,412
baseline
▲ 0.50% · 4.625%
HK$34,384
+HK$1,972/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,824/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,931
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,841
−HK$923/mo
Today · 4.125%
HK$35,764
baseline
▲ 0.50% · 4.625%
HK$37,649
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,528/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,678
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,695
−HK$1,032/mo
Today · 4.125%
HK$34,727
baseline
▲ 0.50% · 4.625%
HK$36,840
+HK$2,113/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,454/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,354
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,329
−HK$989/mo
Today · 4.125%
HK$38,318
baseline
▲ 0.50% · 4.625%
HK$40,338
+HK$2,020/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,636/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,857
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,941
−HK$1,102/mo
Today · 4.125%
HK$37,043
baseline
▲ 0.50% · 4.625%
HK$39,297
+HK$2,254/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,086/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,778
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,818
−HK$1,055/mo
Today · 4.125%
HK$40,873
baseline
▲ 0.50% · 4.625%
HK$43,027
+HK$2,154/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,746/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,035
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,187
−HK$1,171/mo
Today · 4.125%
HK$39,358
baseline
▲ 0.50% · 4.625%
HK$41,753
+HK$2,395/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,716/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,201
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,306
−HK$1,121/mo
Today · 4.125%
HK$43,427
baseline
▲ 0.50% · 4.625%
HK$45,716
+HK$2,289/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,854/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,214
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,434
−HK$1,239/mo
Today · 4.125%
HK$41,673
baseline
▲ 0.50% · 4.625%
HK$44,209
+HK$2,536/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$83,346/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,625
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,795
−HK$1,187/mo
Today · 4.125%
HK$45,982
baseline
▲ 0.50% · 4.625%
HK$48,406
+HK$2,424/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$91,964/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,396 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).