▼ 0.50% · 3.625%
HK$15,060
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,528
−HK$476/mo
Today · 4.125%
HK$16,004
baseline
▲ 0.50% · 4.625%
HK$16,978
+HK$974/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$32,008/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,754
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,203
−HK$456/mo
Today · 4.125%
HK$17,659
baseline
▲ 0.50% · 4.625%
HK$18,590
+HK$931/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,318/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,566
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,081
−HK$524/mo
Today · 4.125%
HK$17,605
baseline
▲ 0.50% · 4.625%
HK$18,676
+HK$1,071/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$35,210/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,429
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,923
−HK$502/mo
Today · 4.125%
HK$19,425
baseline
▲ 0.50% · 4.625%
HK$20,449
+HK$1,024/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$38,850/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,072
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,634
−HK$571/mo
Today · 4.125%
HK$19,205
baseline
▲ 0.50% · 4.625%
HK$20,374
+HK$1,169/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,410/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,105
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,644
−HK$547/mo
Today · 4.125%
HK$21,191
baseline
▲ 0.50% · 4.625%
HK$22,308
+HK$1,117/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,382/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,578
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,187
−HK$618/mo
Today · 4.125%
HK$20,805
baseline
▲ 0.50% · 4.625%
HK$22,071
+HK$1,266/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$41,610/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,780
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,364
−HK$593/mo
Today · 4.125%
HK$22,957
baseline
▲ 0.50% · 4.625%
HK$24,167
+HK$1,210/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$45,914/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,084
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,739
−HK$667/mo
Today · 4.125%
HK$22,406
baseline
▲ 0.50% · 4.625%
HK$23,769
+HK$1,363/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,812/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,455
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,084
−HK$639/mo
Today · 4.125%
HK$24,723
baseline
▲ 0.50% · 4.625%
HK$26,026
+HK$1,303/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,446/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,590
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,292
−HK$714/mo
Today · 4.125%
HK$24,006
baseline
▲ 0.50% · 4.625%
HK$25,467
+HK$1,461/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$48,012/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,131
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,805
−HK$683/mo
Today · 4.125%
HK$26,488
baseline
▲ 0.50% · 4.625%
HK$27,885
+HK$1,397/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$52,976/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,096
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,845
−HK$762/mo
Today · 4.125%
HK$25,607
baseline
▲ 0.50% · 4.625%
HK$27,165
+HK$1,558/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$51,214/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,806
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,525
−HK$729/mo
Today · 4.125%
HK$28,254
baseline
▲ 0.50% · 4.625%
HK$29,744
+HK$1,490/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$56,508/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,602
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,398
−HK$809/mo
Today · 4.125%
HK$27,207
baseline
▲ 0.50% · 4.625%
HK$28,862
+HK$1,655/mo
Deposit HK$991K · loan HK$5.61M · min. income ≈ HK$54,414/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,481
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,245
−HK$775/mo
Today · 4.125%
HK$30,020
baseline
▲ 0.50% · 4.625%
HK$31,603
+HK$1,583/mo
Deposit HK$991K · loan HK$5.61M · min. income ≈ HK$60,040/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,108
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,951
−HK$856/mo
Today · 4.125%
HK$28,807
baseline
▲ 0.50% · 4.625%
HK$30,560
+HK$1,753/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,614/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,157
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,966
−HK$820/mo
Today · 4.125%
HK$31,786
baseline
▲ 0.50% · 4.625%
HK$33,462
+HK$1,676/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$63,572/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$195,441 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).