▼ 0.50% · 3.625%
HK$20,156
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,783
−HK$637/mo
Today · 4.125%
HK$21,420
baseline
▲ 0.50% · 4.625%
HK$22,724
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,840/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,424
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,025
−HK$610/mo
Today · 4.125%
HK$23,635
baseline
▲ 0.50% · 4.625%
HK$24,881
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,270/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,172
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,862
−HK$700/mo
Today · 4.125%
HK$23,562
baseline
▲ 0.50% · 4.625%
HK$24,996
+HK$1,434/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,124/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,666
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,328
−HK$671/mo
Today · 4.125%
HK$25,999
baseline
▲ 0.50% · 4.625%
HK$27,369
+HK$1,370/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$51,998/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,188
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,940
−HK$765/mo
Today · 4.125%
HK$25,705
baseline
▲ 0.50% · 4.625%
HK$27,269
+HK$1,564/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$51,410/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,909
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,630
−HK$732/mo
Today · 4.125%
HK$28,362
baseline
▲ 0.50% · 4.625%
HK$29,857
+HK$1,495/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$56,724/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,203
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,018
−HK$829/mo
Today · 4.125%
HK$27,847
baseline
▲ 0.50% · 4.625%
HK$29,541
+HK$1,694/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$55,694/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,151
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,933
−HK$793/mo
Today · 4.125%
HK$30,726
baseline
▲ 0.50% · 4.625%
HK$32,346
+HK$1,620/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$61,452/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,219
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,097
−HK$892/mo
Today · 4.125%
HK$29,989
baseline
▲ 0.50% · 4.625%
HK$31,813
+HK$1,824/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$59,978/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,393
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,235
−HK$854/mo
Today · 4.125%
HK$33,089
baseline
▲ 0.50% · 4.625%
HK$34,834
+HK$1,745/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,178/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,235
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,175
−HK$956/mo
Today · 4.125%
HK$32,131
baseline
▲ 0.50% · 4.625%
HK$34,086
+HK$1,955/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,262/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,636
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,538
−HK$915/mo
Today · 4.125%
HK$35,453
baseline
▲ 0.50% · 4.625%
HK$37,322
+HK$1,869/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,906/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,250
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,253
−HK$1,020/mo
Today · 4.125%
HK$34,273
baseline
▲ 0.50% · 4.625%
HK$36,358
+HK$2,085/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,546/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,878
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,840
−HK$977/mo
Today · 4.125%
HK$37,817
baseline
▲ 0.50% · 4.625%
HK$39,810
+HK$1,993/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,634/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,266
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,332
−HK$1,083/mo
Today · 4.125%
HK$36,415
baseline
▲ 0.50% · 4.625%
HK$38,630
+HK$2,215/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$72,830/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,121
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,143
−HK$1,037/mo
Today · 4.125%
HK$40,180
baseline
▲ 0.50% · 4.625%
HK$42,298
+HK$2,118/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$80,360/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,282
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,410
−HK$1,147/mo
Today · 4.125%
HK$38,557
baseline
▲ 0.50% · 4.625%
HK$40,903
+HK$2,346/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$77,114/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,363
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,445
−HK$1,099/mo
Today · 4.125%
HK$42,544
baseline
▲ 0.50% · 4.625%
HK$44,786
+HK$2,242/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$85,088/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,187 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).