▼ 0.50% · 3.625%
HK$22,668
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,373
−HK$716/mo
Today · 4.125%
HK$24,089
baseline
▲ 0.50% · 4.625%
HK$25,555
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,178/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,218
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,894
−HK$686/mo
Today · 4.125%
HK$26,580
baseline
▲ 0.50% · 4.625%
HK$27,981
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,160/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,934
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,710
−HK$788/mo
Today · 4.125%
HK$26,498
baseline
▲ 0.50% · 4.625%
HK$28,110
+HK$1,612/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$52,996/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,739
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,483
−HK$755/mo
Today · 4.125%
HK$29,238
baseline
▲ 0.50% · 4.625%
HK$30,779
+HK$1,541/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$58,476/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,201
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,047
−HK$860/mo
Today · 4.125%
HK$28,907
baseline
▲ 0.50% · 4.625%
HK$30,666
+HK$1,759/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$57,814/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,261
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,073
−HK$823/mo
Today · 4.125%
HK$31,896
baseline
▲ 0.50% · 4.625%
HK$33,577
+HK$1,681/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$63,792/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,468
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,385
−HK$931/mo
Today · 4.125%
HK$31,316
baseline
▲ 0.50% · 4.625%
HK$33,221
+HK$1,905/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,632/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,783
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,662
−HK$892/mo
Today · 4.125%
HK$34,554
baseline
▲ 0.50% · 4.625%
HK$36,375
+HK$1,821/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,108/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,735
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,722
−HK$1,003/mo
Today · 4.125%
HK$33,725
baseline
▲ 0.50% · 4.625%
HK$35,777
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,450/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,305
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,251
−HK$961/mo
Today · 4.125%
HK$37,212
baseline
▲ 0.50% · 4.625%
HK$39,174
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,424/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,002
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,059
−HK$1,075/mo
Today · 4.125%
HK$36,134
baseline
▲ 0.50% · 4.625%
HK$38,332
+HK$2,198/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,268/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,826
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,841
−HK$1,029/mo
Today · 4.125%
HK$39,870
baseline
▲ 0.50% · 4.625%
HK$41,972
+HK$2,102/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,740/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,268
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,396
−HK$1,147/mo
Today · 4.125%
HK$38,543
baseline
▲ 0.50% · 4.625%
HK$40,888
+HK$2,345/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,086/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,348
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,430
−HK$1,098/mo
Today · 4.125%
HK$42,528
baseline
▲ 0.50% · 4.625%
HK$44,770
+HK$2,242/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$85,056/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,535
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,734
−HK$1,218/mo
Today · 4.125%
HK$40,952
baseline
▲ 0.50% · 4.625%
HK$43,443
+HK$2,491/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,904/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,870
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,020
−HK$1,166/mo
Today · 4.125%
HK$45,186
baseline
▲ 0.50% · 4.625%
HK$47,568
+HK$2,382/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,372/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,802
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,071
−HK$1,289/mo
Today · 4.125%
HK$43,360
baseline
▲ 0.50% · 4.625%
HK$45,999
+HK$2,639/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$86,720/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,392
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,609
−HK$1,235/mo
Today · 4.125%
HK$47,844
baseline
▲ 0.50% · 4.625%
HK$50,366
+HK$2,522/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$95,688/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,086 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).