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At today's rate and a 90% mortgage, the deposit on this unit is about HK$588K, with repayments around HK$25,657/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$51,314/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,349 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Ma On Shan Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- F
- Saleable Area
- 482 Saleable ft²
- Gross Area
- 670 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-07 | HK$5.50M | −20.3% 5.4y · −4.0%/yr |
| 2019-12-31 | HK$6.90M | +50.0% 3.8y · 13.0%/yr |
| 2016-02-24 | HK$4.60M | +158.4% 8.5y · 19.0%/yr |
| 2007-09-05 | HK$1.78M | −5.3% |
| 2005-08-25 | HK$1.88M | −54.4% |
| 1997-08-30 | HK$4.12M | — |