▼ 0.50% · 3.625%
HK$22,707
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,414
−HK$717/mo
Today · 4.125%
HK$24,131
baseline
▲ 0.50% · 4.625%
HK$25,600
+HK$1,469/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,262/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,262
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,939
−HK$687/mo
Today · 4.125%
HK$26,626
baseline
▲ 0.50% · 4.625%
HK$28,030
+HK$1,404/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,252/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,978
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,755
−HK$789/mo
Today · 4.125%
HK$26,544
baseline
▲ 0.50% · 4.625%
HK$28,159
+HK$1,615/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,088/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,788
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,533
−HK$756/mo
Today · 4.125%
HK$29,289
baseline
▲ 0.50% · 4.625%
HK$30,833
+HK$1,544/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,578/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,249
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,096
−HK$861/mo
Today · 4.125%
HK$28,957
baseline
▲ 0.50% · 4.625%
HK$30,719
+HK$1,762/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,914/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,314
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,127
−HK$825/mo
Today · 4.125%
HK$31,952
baseline
▲ 0.50% · 4.625%
HK$33,636
+HK$1,684/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,904/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,519
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,438
−HK$933/mo
Today · 4.125%
HK$31,371
baseline
▲ 0.50% · 4.625%
HK$33,279
+HK$1,908/mo
Deposit HK$3.49M · loan HK$6.47M · min. income ≈ HK$62,742/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,840
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,721
−HK$893/mo
Today · 4.125%
HK$34,614
baseline
▲ 0.50% · 4.625%
HK$36,439
+HK$1,825/mo
Deposit HK$3.49M · loan HK$6.47M · min. income ≈ HK$69,228/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,790
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,779
−HK$1,005/mo
Today · 4.125%
HK$33,784
baseline
▲ 0.50% · 4.625%
HK$35,839
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,568/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,366
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,315
−HK$962/mo
Today · 4.125%
HK$37,277
baseline
▲ 0.50% · 4.625%
HK$39,242
+HK$1,965/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,554/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,061
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,120
−HK$1,077/mo
Today · 4.125%
HK$36,197
baseline
▲ 0.50% · 4.625%
HK$38,399
+HK$2,202/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,394/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,892
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,909
−HK$1,031/mo
Today · 4.125%
HK$39,940
baseline
▲ 0.50% · 4.625%
HK$42,045
+HK$2,105/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,880/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,332
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,462
−HK$1,148/mo
Today · 4.125%
HK$38,610
baseline
▲ 0.50% · 4.625%
HK$40,959
+HK$2,349/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,220/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,419
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,503
−HK$1,099/mo
Today · 4.125%
HK$42,602
baseline
▲ 0.50% · 4.625%
HK$44,848
+HK$2,246/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,204/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,602
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,803
−HK$1,220/mo
Today · 4.125%
HK$41,023
baseline
▲ 0.50% · 4.625%
HK$43,519
+HK$2,496/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,046/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,945
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,096
−HK$1,169/mo
Today · 4.125%
HK$45,265
baseline
▲ 0.50% · 4.625%
HK$47,651
+HK$2,386/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,530/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,873
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,144
−HK$1,292/mo
Today · 4.125%
HK$43,436
baseline
▲ 0.50% · 4.625%
HK$46,079
+HK$2,643/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$86,872/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,471
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,690
−HK$1,238/mo
Today · 4.125%
HK$47,928
baseline
▲ 0.50% · 4.625%
HK$50,454
+HK$2,526/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$95,856/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,821 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).