▼ 0.50% · 3.625%
HK$20,137
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,763
−HK$636/mo
Today · 4.125%
HK$21,399
baseline
▲ 0.50% · 4.625%
HK$22,702
+HK$1,303/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,798/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,402
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,003
−HK$609/mo
Today · 4.125%
HK$23,612
baseline
▲ 0.50% · 4.625%
HK$24,857
+HK$1,245/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,224/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,150
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,839
−HK$700/mo
Today · 4.125%
HK$23,539
baseline
▲ 0.50% · 4.625%
HK$24,972
+HK$1,433/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$47,078/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,642
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,303
−HK$670/mo
Today · 4.125%
HK$25,973
baseline
▲ 0.50% · 4.625%
HK$27,343
+HK$1,370/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$51,946/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,164
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,916
−HK$763/mo
Today · 4.125%
HK$25,679
baseline
▲ 0.50% · 4.625%
HK$27,242
+HK$1,563/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,358/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,882
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,603
−HK$732/mo
Today · 4.125%
HK$28,335
baseline
▲ 0.50% · 4.625%
HK$29,828
+HK$1,493/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,670/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,178
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,992
−HK$827/mo
Today · 4.125%
HK$27,819
baseline
▲ 0.50% · 4.625%
HK$29,512
+HK$1,693/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,638/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,122
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,904
−HK$792/mo
Today · 4.125%
HK$30,696
baseline
▲ 0.50% · 4.625%
HK$32,314
+HK$1,618/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,392/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,191
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,068
−HK$891/mo
Today · 4.125%
HK$29,959
baseline
▲ 0.50% · 4.625%
HK$31,782
+HK$1,823/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,918/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,363
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,204
−HK$853/mo
Today · 4.125%
HK$33,057
baseline
▲ 0.50% · 4.625%
HK$34,800
+HK$1,743/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,114/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,205
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,145
−HK$954/mo
Today · 4.125%
HK$32,099
baseline
▲ 0.50% · 4.625%
HK$34,052
+HK$1,953/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,198/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,603
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,504
−HK$914/mo
Today · 4.125%
HK$35,418
baseline
▲ 0.50% · 4.625%
HK$37,285
+HK$1,867/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,836/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,219
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,221
−HK$1,018/mo
Today · 4.125%
HK$34,239
baseline
▲ 0.50% · 4.625%
HK$36,323
+HK$2,084/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$68,478/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,843
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,804
−HK$976/mo
Today · 4.125%
HK$37,780
baseline
▲ 0.50% · 4.625%
HK$39,771
+HK$1,991/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$75,560/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,232
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,297
−HK$1,082/mo
Today · 4.125%
HK$36,379
baseline
▲ 0.50% · 4.625%
HK$38,593
+HK$2,214/mo
Deposit HK$1.32M · loan HK$7.51M · min. income ≈ HK$72,758/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,083
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,105
−HK$1,036/mo
Today · 4.125%
HK$40,141
baseline
▲ 0.50% · 4.625%
HK$42,257
+HK$2,116/mo
Deposit HK$1.32M · loan HK$7.51M · min. income ≈ HK$80,282/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,246
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,374
−HK$1,145/mo
Today · 4.125%
HK$38,519
baseline
▲ 0.50% · 4.625%
HK$40,863
+HK$2,344/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$77,038/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,323
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,405
−HK$1,097/mo
Today · 4.125%
HK$42,502
baseline
▲ 0.50% · 4.625%
HK$44,742
+HK$2,240/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$85,004/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,927 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).