▼ 0.50% · 3.625%
HK$22,187
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,877
−HK$701/mo
Today · 4.125%
HK$23,578
baseline
▲ 0.50% · 4.625%
HK$25,012
+HK$1,434/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,156/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,682
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,344
−HK$672/mo
Today · 4.125%
HK$26,016
baseline
▲ 0.50% · 4.625%
HK$27,387
+HK$1,371/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$52,032/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,405
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,164
−HK$772/mo
Today · 4.125%
HK$25,936
baseline
▲ 0.50% · 4.625%
HK$27,514
+HK$1,578/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,872/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,151
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,879
−HK$738/mo
Today · 4.125%
HK$28,617
baseline
▲ 0.50% · 4.625%
HK$30,126
+HK$1,509/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,234/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,624
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,452
−HK$841/mo
Today · 4.125%
HK$28,293
baseline
▲ 0.50% · 4.625%
HK$30,015
+HK$1,722/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,586/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,619
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,413
−HK$806/mo
Today · 4.125%
HK$31,219
baseline
▲ 0.50% · 4.625%
HK$32,865
+HK$1,646/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,438/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,843
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,740
−HK$911/mo
Today · 4.125%
HK$30,651
baseline
▲ 0.50% · 4.625%
HK$32,516
+HK$1,865/mo
Deposit HK$3.41M · loan HK$6.32M · min. income ≈ HK$61,302/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,087
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,948
−HK$873/mo
Today · 4.125%
HK$33,821
baseline
▲ 0.50% · 4.625%
HK$35,603
+HK$1,782/mo
Deposit HK$3.41M · loan HK$6.32M · min. income ≈ HK$67,642/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,061
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,027
−HK$982/mo
Today · 4.125%
HK$33,009
baseline
▲ 0.50% · 4.625%
HK$35,017
+HK$2,008/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,018/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,555
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,482
−HK$940/mo
Today · 4.125%
HK$36,422
baseline
▲ 0.50% · 4.625%
HK$38,342
+HK$1,920/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,844/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,280
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,315
−HK$1,052/mo
Today · 4.125%
HK$35,367
baseline
▲ 0.50% · 4.625%
HK$37,519
+HK$2,152/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,734/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,023
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,016
−HK$1,008/mo
Today · 4.125%
HK$39,024
baseline
▲ 0.50% · 4.625%
HK$41,081
+HK$2,057/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,048/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,498
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,603
−HK$1,122/mo
Today · 4.125%
HK$37,725
baseline
▲ 0.50% · 4.625%
HK$40,020
+HK$2,295/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$75,450/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,492
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,551
−HK$1,074/mo
Today · 4.125%
HK$41,625
baseline
▲ 0.50% · 4.625%
HK$43,819
+HK$2,194/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$83,250/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,717
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,890
−HK$1,192/mo
Today · 4.125%
HK$40,082
baseline
▲ 0.50% · 4.625%
HK$42,521
+HK$2,439/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$80,164/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,960
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,085
−HK$1,142/mo
Today · 4.125%
HK$44,227
baseline
▲ 0.50% · 4.625%
HK$46,558
+HK$2,331/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$88,454/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,936
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,178
−HK$1,262/mo
Today · 4.125%
HK$42,440
baseline
▲ 0.50% · 4.625%
HK$45,022
+HK$2,582/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$84,880/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,428
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,620
−HK$1,208/mo
Today · 4.125%
HK$46,828
baseline
▲ 0.50% · 4.625%
HK$49,297
+HK$2,469/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$93,656/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,985 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).