▼ 0.50% · 3.625%
HK$21,987
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,671
−HK$695/mo
Today · 4.125%
HK$23,366
baseline
▲ 0.50% · 4.625%
HK$24,788
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,732/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,461
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,117
−HK$665/mo
Today · 4.125%
HK$25,782
baseline
▲ 0.50% · 4.625%
HK$27,141
+HK$1,359/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,564/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,186
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,938
−HK$765/mo
Today · 4.125%
HK$25,703
baseline
▲ 0.50% · 4.625%
HK$27,267
+HK$1,564/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,406/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,907
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,628
−HK$732/mo
Today · 4.125%
HK$28,360
baseline
▲ 0.50% · 4.625%
HK$29,855
+HK$1,495/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,720/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,385
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,205
−HK$834/mo
Today · 4.125%
HK$28,039
baseline
▲ 0.50% · 4.625%
HK$29,745
+HK$1,706/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,078/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,353
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,140
−HK$799/mo
Today · 4.125%
HK$30,939
baseline
▲ 0.50% · 4.625%
HK$32,569
+HK$1,630/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,878/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,583
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,473
−HK$903/mo
Today · 4.125%
HK$30,376
baseline
▲ 0.50% · 4.625%
HK$32,224
+HK$1,848/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$60,752/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,799
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,652
−HK$865/mo
Today · 4.125%
HK$33,517
baseline
▲ 0.50% · 4.625%
HK$35,284
+HK$1,767/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$67,034/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,782
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,740
−HK$973/mo
Today · 4.125%
HK$32,713
baseline
▲ 0.50% · 4.625%
HK$34,703
+HK$1,990/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,426/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,245
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,163
−HK$932/mo
Today · 4.125%
HK$36,095
baseline
▲ 0.50% · 4.625%
HK$37,998
+HK$1,903/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,190/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,981
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,007
−HK$1,042/mo
Today · 4.125%
HK$35,049
baseline
▲ 0.50% · 4.625%
HK$37,182
+HK$2,133/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,098/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,691
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,675
−HK$998/mo
Today · 4.125%
HK$38,673
baseline
▲ 0.50% · 4.625%
HK$40,712
+HK$2,039/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,346/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,180
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,274
−HK$1,112/mo
Today · 4.125%
HK$37,386
baseline
▲ 0.50% · 4.625%
HK$39,661
+HK$2,275/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,772/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,137
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,187
−HK$1,064/mo
Today · 4.125%
HK$41,251
baseline
▲ 0.50% · 4.625%
HK$43,426
+HK$2,175/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,502/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,378
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,541
−HK$1,181/mo
Today · 4.125%
HK$39,722
baseline
▲ 0.50% · 4.625%
HK$42,139
+HK$2,417/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,444/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,583
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,698
−HK$1,132/mo
Today · 4.125%
HK$43,830
baseline
▲ 0.50% · 4.625%
HK$46,140
+HK$2,310/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,660/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,577
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,808
−HK$1,251/mo
Today · 4.125%
HK$42,059
baseline
▲ 0.50% · 4.625%
HK$44,618
+HK$2,559/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$84,118/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,029
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,210
−HK$1,198/mo
Today · 4.125%
HK$46,408
baseline
▲ 0.50% · 4.625%
HK$48,854
+HK$2,446/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$92,816/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).