▼ 0.50% · 3.625%
HK$15,334
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,811
−HK$484/mo
Today · 4.125%
HK$16,295
baseline
▲ 0.50% · 4.625%
HK$17,287
+HK$992/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,590/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,059
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,516
−HK$464/mo
Today · 4.125%
HK$17,980
baseline
▲ 0.50% · 4.625%
HK$18,928
+HK$948/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,960/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,867
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,392
−HK$533/mo
Today · 4.125%
HK$17,925
baseline
▲ 0.50% · 4.625%
HK$19,016
+HK$1,091/mo
Deposit HK$3.03M · loan HK$3.70M · min. income ≈ HK$35,850/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,765
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,268
−HK$510/mo
Today · 4.125%
HK$19,778
baseline
▲ 0.50% · 4.625%
HK$20,821
+HK$1,043/mo
Deposit HK$3.03M · loan HK$3.70M · min. income ≈ HK$39,556/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,401
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,973
−HK$581/mo
Today · 4.125%
HK$19,554
baseline
▲ 0.50% · 4.625%
HK$20,744
+HK$1,190/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$39,108/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,470
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,019
−HK$557/mo
Today · 4.125%
HK$21,576
baseline
▲ 0.50% · 4.625%
HK$22,714
+HK$1,138/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$43,152/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,934
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,554
−HK$630/mo
Today · 4.125%
HK$21,184
baseline
▲ 0.50% · 4.625%
HK$22,473
+HK$1,289/mo
Deposit HK$2.35M · loan HK$4.37M · min. income ≈ HK$42,368/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,176
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,771
−HK$603/mo
Today · 4.125%
HK$23,374
baseline
▲ 0.50% · 4.625%
HK$24,607
+HK$1,233/mo
Deposit HK$2.35M · loan HK$4.37M · min. income ≈ HK$46,748/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,467
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,135
−HK$679/mo
Today · 4.125%
HK$22,814
baseline
▲ 0.50% · 4.625%
HK$24,202
+HK$1,388/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$45,628/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,882
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,523
−HK$649/mo
Today · 4.125%
HK$25,172
baseline
▲ 0.50% · 4.625%
HK$26,499
+HK$1,327/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$50,344/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,001
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,716
−HK$727/mo
Today · 4.125%
HK$24,443
baseline
▲ 0.50% · 4.625%
HK$25,930
+HK$1,487/mo
Deposit HK$1.68M · loan HK$5.04M · min. income ≈ HK$48,886/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,588
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,274
−HK$696/mo
Today · 4.125%
HK$26,970
baseline
▲ 0.50% · 4.625%
HK$28,392
+HK$1,422/mo
Deposit HK$1.68M · loan HK$5.04M · min. income ≈ HK$53,940/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,534
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,297
−HK$776/mo
Today · 4.125%
HK$26,073
baseline
▲ 0.50% · 4.625%
HK$27,659
+HK$1,586/mo
Deposit HK$1.34M · loan HK$5.38M · min. income ≈ HK$52,146/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,294
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,026
−HK$743/mo
Today · 4.125%
HK$28,769
baseline
▲ 0.50% · 4.625%
HK$30,285
+HK$1,516/mo
Deposit HK$1.34M · loan HK$5.38M · min. income ≈ HK$57,538/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,067
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,878
−HK$824/mo
Today · 4.125%
HK$27,702
baseline
▲ 0.50% · 4.625%
HK$29,388
+HK$1,686/mo
Deposit HK$1.01M · loan HK$5.72M · min. income ≈ HK$55,404/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,000
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,778
−HK$789/mo
Today · 4.125%
HK$30,567
baseline
▲ 0.50% · 4.625%
HK$32,178
+HK$1,611/mo
Deposit HK$1.01M · loan HK$5.72M · min. income ≈ HK$61,134/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,601
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,459
−HK$873/mo
Today · 4.125%
HK$29,332
baseline
▲ 0.50% · 4.625%
HK$31,116
+HK$1,784/mo
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$58,664/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,706
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,529
−HK$836/mo
Today · 4.125%
HK$32,365
baseline
▲ 0.50% · 4.625%
HK$34,071
+HK$1,706/mo
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$64,730/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$201,738 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).