▼ 0.50% · 3.625%
HK$14,820
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,281
−HK$468/mo
Today · 4.125%
HK$15,749
baseline
▲ 0.50% · 4.625%
HK$16,707
+HK$958/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,498/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,487
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,929
−HK$449/mo
Today · 4.125%
HK$17,378
baseline
▲ 0.50% · 4.625%
HK$18,294
+HK$916/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,756/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,302
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,809
−HK$515/mo
Today · 4.125%
HK$17,324
baseline
▲ 0.50% · 4.625%
HK$18,378
+HK$1,054/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$34,648/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,136
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,622
−HK$493/mo
Today · 4.125%
HK$19,115
baseline
▲ 0.50% · 4.625%
HK$20,123
+HK$1,008/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$38,230/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,784
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,337
−HK$562/mo
Today · 4.125%
HK$18,899
baseline
▲ 0.50% · 4.625%
HK$20,049
+HK$1,150/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,798/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,784
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,315
−HK$538/mo
Today · 4.125%
HK$20,853
baseline
▲ 0.50% · 4.625%
HK$21,952
+HK$1,099/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,706/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,266
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,865
−HK$609/mo
Today · 4.125%
HK$20,474
baseline
▲ 0.50% · 4.625%
HK$21,720
+HK$1,246/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$40,948/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,433
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,008
−HK$583/mo
Today · 4.125%
HK$22,591
baseline
▲ 0.50% · 4.625%
HK$23,782
+HK$1,191/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$45,182/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,748
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,393
−HK$656/mo
Today · 4.125%
HK$22,049
baseline
▲ 0.50% · 4.625%
HK$23,390
+HK$1,341/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,098/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,082
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,701
−HK$628/mo
Today · 4.125%
HK$24,329
baseline
▲ 0.50% · 4.625%
HK$25,611
+HK$1,282/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,658/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,230
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,921
−HK$703/mo
Today · 4.125%
HK$23,624
baseline
▲ 0.50% · 4.625%
HK$25,061
+HK$1,437/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$47,248/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,730
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,393
−HK$673/mo
Today · 4.125%
HK$26,066
baseline
▲ 0.50% · 4.625%
HK$27,440
+HK$1,374/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$52,132/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,712
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,449
−HK$750/mo
Today · 4.125%
HK$25,199
baseline
▲ 0.50% · 4.625%
HK$26,732
+HK$1,533/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$50,398/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,379
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,086
−HK$718/mo
Today · 4.125%
HK$27,804
baseline
▲ 0.50% · 4.625%
HK$29,270
+HK$1,466/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$55,608/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,194
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,977
−HK$796/mo
Today · 4.125%
HK$26,773
baseline
▲ 0.50% · 4.625%
HK$28,403
+HK$1,630/mo
Deposit HK$975K · loan HK$5.52M · min. income ≈ HK$53,546/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,028
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,779
−HK$763/mo
Today · 4.125%
HK$29,542
baseline
▲ 0.50% · 4.625%
HK$31,099
+HK$1,557/mo
Deposit HK$975K · loan HK$5.52M · min. income ≈ HK$59,084/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,676
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,505
−HK$843/mo
Today · 4.125%
HK$28,348
baseline
▲ 0.50% · 4.625%
HK$30,073
+HK$1,725/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,696/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,676
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,472
−HK$808/mo
Today · 4.125%
HK$31,280
baseline
▲ 0.50% · 4.625%
HK$32,928
+HK$1,648/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$62,560/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$184,917 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).