▼ 0.50% · 3.625%
HK$17,669
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,218
−HK$559/mo
Today · 4.125%
HK$18,777
baseline
▲ 0.50% · 4.625%
HK$19,919
+HK$1,142/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,554/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,656
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,183
−HK$535/mo
Today · 4.125%
HK$20,718
baseline
▲ 0.50% · 4.625%
HK$21,810
+HK$1,092/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,436/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,435
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,040
−HK$614/mo
Today · 4.125%
HK$20,654
baseline
▲ 0.50% · 4.625%
HK$21,911
+HK$1,257/mo
Deposit HK$3.49M · loan HK$4.26M · min. income ≈ HK$41,308/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,622
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,202
−HK$588/mo
Today · 4.125%
HK$22,790
baseline
▲ 0.50% · 4.625%
HK$23,991
+HK$1,201/mo
Deposit HK$3.49M · loan HK$4.26M · min. income ≈ HK$45,580/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,202
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,862
−HK$670/mo
Today · 4.125%
HK$22,532
baseline
▲ 0.50% · 4.625%
HK$23,903
+HK$1,371/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,064/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,587
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,220
−HK$642/mo
Today · 4.125%
HK$24,862
baseline
▲ 0.50% · 4.625%
HK$26,172
+HK$1,310/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,724/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,969
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,684
−HK$725/mo
Today · 4.125%
HK$24,409
baseline
▲ 0.50% · 4.625%
HK$25,895
+HK$1,486/mo
Deposit HK$2.71M · loan HK$5.04M · min. income ≈ HK$48,818/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,553
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,238
−HK$695/mo
Today · 4.125%
HK$26,933
baseline
▲ 0.50% · 4.625%
HK$28,353
+HK$1,420/mo
Deposit HK$2.71M · loan HK$5.04M · min. income ≈ HK$53,866/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,736
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,505
−HK$782/mo
Today · 4.125%
HK$26,287
baseline
▲ 0.50% · 4.625%
HK$27,887
+HK$1,600/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,574/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,519
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,257
−HK$748/mo
Today · 4.125%
HK$29,005
baseline
▲ 0.50% · 4.625%
HK$30,534
+HK$1,529/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$58,010/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,503
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,327
−HK$838/mo
Today · 4.125%
HK$28,165
baseline
▲ 0.50% · 4.625%
HK$29,879
+HK$1,714/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$56,330/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,484
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,275
−HK$802/mo
Today · 4.125%
HK$31,077
baseline
▲ 0.50% · 4.625%
HK$32,715
+HK$1,638/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$62,154/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,270
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,149
−HK$893/mo
Today · 4.125%
HK$30,042
baseline
▲ 0.50% · 4.625%
HK$31,870
+HK$1,828/mo
Deposit HK$1.55M · loan HK$6.20M · min. income ≈ HK$60,084/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,450
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,293
−HK$856/mo
Today · 4.125%
HK$33,149
baseline
▲ 0.50% · 4.625%
HK$34,896
+HK$1,747/mo
Deposit HK$1.55M · loan HK$6.20M · min. income ≈ HK$66,298/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,037
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,971
−HK$949/mo
Today · 4.125%
HK$31,920
baseline
▲ 0.50% · 4.625%
HK$33,862
+HK$1,942/mo
Deposit HK$1.16M · loan HK$6.59M · min. income ≈ HK$63,840/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,415
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,312
−HK$909/mo
Today · 4.125%
HK$35,221
baseline
▲ 0.50% · 4.625%
HK$37,077
+HK$1,856/mo
Deposit HK$1.16M · loan HK$6.59M · min. income ≈ HK$70,442/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,803
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,793
−HK$1,005/mo
Today · 4.125%
HK$33,798
baseline
▲ 0.50% · 4.625%
HK$35,854
+HK$2,056/mo
Deposit HK$775K · loan HK$6.97M · min. income ≈ HK$67,596/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,381
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,330
−HK$962/mo
Today · 4.125%
HK$37,292
baseline
▲ 0.50% · 4.625%
HK$39,258
+HK$1,966/mo
Deposit HK$775K · loan HK$6.97M · min. income ≈ HK$74,584/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,455 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).