▼ 0.50% · 3.625%
HK$16,422
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,933
−HK$519/mo
Today · 4.125%
HK$17,452
baseline
▲ 0.50% · 4.625%
HK$18,514
+HK$1,062/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,904/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,270
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,760
−HK$497/mo
Today · 4.125%
HK$19,257
baseline
▲ 0.50% · 4.625%
HK$20,272
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,514/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,064
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,626
−HK$571/mo
Today · 4.125%
HK$19,197
baseline
▲ 0.50% · 4.625%
HK$20,365
+HK$1,168/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,394/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,097
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,635
−HK$547/mo
Today · 4.125%
HK$21,182
baseline
▲ 0.50% · 4.625%
HK$22,299
+HK$1,117/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,364/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,707
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,320
−HK$622/mo
Today · 4.125%
HK$20,942
baseline
▲ 0.50% · 4.625%
HK$22,217
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,884/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,923
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,511
−HK$597/mo
Today · 4.125%
HK$23,108
baseline
▲ 0.50% · 4.625%
HK$24,326
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,216/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,349
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,013
−HK$675/mo
Today · 4.125%
HK$22,688
baseline
▲ 0.50% · 4.625%
HK$24,068
+HK$1,380/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,376/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,750
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,387
−HK$647/mo
Today · 4.125%
HK$25,034
baseline
▲ 0.50% · 4.625%
HK$26,353
+HK$1,319/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,068/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,991
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,706
−HK$727/mo
Today · 4.125%
HK$24,433
baseline
▲ 0.50% · 4.625%
HK$25,920
+HK$1,487/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,866/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,577
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,263
−HK$696/mo
Today · 4.125%
HK$26,959
baseline
▲ 0.50% · 4.625%
HK$28,380
+HK$1,421/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,918/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,633
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,400
−HK$778/mo
Today · 4.125%
HK$26,178
baseline
▲ 0.50% · 4.625%
HK$27,771
+HK$1,593/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,356/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,404
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,139
−HK$746/mo
Today · 4.125%
HK$28,885
baseline
▲ 0.50% · 4.625%
HK$30,407
+HK$1,522/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,770/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,276
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,093
−HK$830/mo
Today · 4.125%
HK$27,923
baseline
▲ 0.50% · 4.625%
HK$29,622
+HK$1,699/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,846/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,231
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,015
−HK$796/mo
Today · 4.125%
HK$30,811
baseline
▲ 0.50% · 4.625%
HK$32,435
+HK$1,624/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,622/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,918
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,786
−HK$882/mo
Today · 4.125%
HK$29,668
baseline
▲ 0.50% · 4.625%
HK$31,474
+HK$1,806/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,336/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,058
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,891
−HK$845/mo
Today · 4.125%
HK$32,736
baseline
▲ 0.50% · 4.625%
HK$34,462
+HK$1,726/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,472/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,560
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,479
−HK$935/mo
Today · 4.125%
HK$31,414
baseline
▲ 0.50% · 4.625%
HK$33,325
+HK$1,911/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,828/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,885
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,767
−HK$895/mo
Today · 4.125%
HK$34,662
baseline
▲ 0.50% · 4.625%
HK$36,489
+HK$1,827/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,324/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,058 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).