▼ 0.50% · 3.625%
HK$18,122
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,685
−HK$573/mo
Today · 4.125%
HK$19,258
baseline
▲ 0.50% · 4.625%
HK$20,430
+HK$1,172/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,516/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,160
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,701
−HK$548/mo
Today · 4.125%
HK$21,249
baseline
▲ 0.50% · 4.625%
HK$22,369
+HK$1,120/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,498/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,934
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,554
−HK$630/mo
Today · 4.125%
HK$21,184
baseline
▲ 0.50% · 4.625%
HK$22,473
+HK$1,289/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$42,368/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,176
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,771
−HK$603/mo
Today · 4.125%
HK$23,374
baseline
▲ 0.50% · 4.625%
HK$24,606
+HK$1,232/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$46,748/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,746
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,422
−HK$688/mo
Today · 4.125%
HK$23,110
baseline
▲ 0.50% · 4.625%
HK$24,516
+HK$1,406/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,220/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,192
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,841
−HK$658/mo
Today · 4.125%
HK$25,499
baseline
▲ 0.50% · 4.625%
HK$26,843
+HK$1,344/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$50,998/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,558
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,291
−HK$744/mo
Today · 4.125%
HK$25,035
baseline
▲ 0.50% · 4.625%
HK$26,559
+HK$1,524/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$50,070/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,208
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,911
−HK$713/mo
Today · 4.125%
HK$27,624
baseline
▲ 0.50% · 4.625%
HK$29,080
+HK$1,456/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$55,248/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,370
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,159
−HK$802/mo
Today · 4.125%
HK$26,961
baseline
▲ 0.50% · 4.625%
HK$28,602
+HK$1,641/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$53,922/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,224
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,981
−HK$768/mo
Today · 4.125%
HK$29,749
baseline
▲ 0.50% · 4.625%
HK$31,317
+HK$1,568/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$59,498/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,182
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,028
−HK$859/mo
Today · 4.125%
HK$28,887
baseline
▲ 0.50% · 4.625%
HK$30,645
+HK$1,758/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$57,774/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,240
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,051
−HK$823/mo
Today · 4.125%
HK$31,874
baseline
▲ 0.50% · 4.625%
HK$33,554
+HK$1,680/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$63,748/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,995
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,897
−HK$916/mo
Today · 4.125%
HK$30,813
baseline
▲ 0.50% · 4.625%
HK$32,688
+HK$1,875/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$61,626/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,256
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,121
−HK$878/mo
Today · 4.125%
HK$33,999
baseline
▲ 0.50% · 4.625%
HK$35,791
+HK$1,792/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$67,998/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,807
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,765
−HK$974/mo
Today · 4.125%
HK$32,739
baseline
▲ 0.50% · 4.625%
HK$34,731
+HK$1,992/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$65,478/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,272
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,191
−HK$933/mo
Today · 4.125%
HK$36,124
baseline
▲ 0.50% · 4.625%
HK$38,028
+HK$1,904/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$72,248/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,619
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,634
−HK$1,030/mo
Today · 4.125%
HK$34,664
baseline
▲ 0.50% · 4.625%
HK$36,774
+HK$2,110/mo
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$69,328/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,288
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,262
−HK$987/mo
Today · 4.125%
HK$38,249
baseline
▲ 0.50% · 4.625%
HK$40,265
+HK$2,016/mo
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$76,498/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,417 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).