▼ 0.50% · 3.625%
HK$15,539
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,023
−HK$491/mo
Today · 4.125%
HK$16,514
baseline
▲ 0.50% · 4.625%
HK$17,519
+HK$1,005/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,028/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,287
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,751
−HK$470/mo
Today · 4.125%
HK$18,221
baseline
▲ 0.50% · 4.625%
HK$19,182
+HK$961/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,442/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,093
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,625
−HK$540/mo
Today · 4.125%
HK$18,165
baseline
▲ 0.50% · 4.625%
HK$19,270
+HK$1,105/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$36,330/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,016
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,526
−HK$517/mo
Today · 4.125%
HK$20,043
baseline
▲ 0.50% · 4.625%
HK$21,100
+HK$1,057/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$40,086/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,647
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,227
−HK$589/mo
Today · 4.125%
HK$19,816
baseline
▲ 0.50% · 4.625%
HK$21,022
+HK$1,206/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,632/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,745
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,301
−HK$565/mo
Today · 4.125%
HK$21,866
baseline
▲ 0.50% · 4.625%
HK$23,018
+HK$1,152/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,732/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,201
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,829
−HK$639/mo
Today · 4.125%
HK$21,468
baseline
▲ 0.50% · 4.625%
HK$22,774
+HK$1,306/mo
Deposit HK$2.39M · loan HK$4.43M · min. income ≈ HK$42,936/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,473
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,076
−HK$612/mo
Today · 4.125%
HK$23,688
baseline
▲ 0.50% · 4.625%
HK$24,936
+HK$1,248/mo
Deposit HK$2.39M · loan HK$4.43M · min. income ≈ HK$47,376/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,755
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,432
−HK$687/mo
Today · 4.125%
HK$23,119
baseline
▲ 0.50% · 4.625%
HK$24,526
+HK$1,407/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,238/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,202
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,851
−HK$659/mo
Today · 4.125%
HK$25,510
baseline
▲ 0.50% · 4.625%
HK$26,854
+HK$1,344/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$51,020/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,309
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,034
−HK$737/mo
Today · 4.125%
HK$24,771
baseline
▲ 0.50% · 4.625%
HK$26,278
+HK$1,507/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$49,542/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,931
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,626
−HK$706/mo
Today · 4.125%
HK$27,332
baseline
▲ 0.50% · 4.625%
HK$28,773
+HK$1,441/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$54,664/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,863
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,636
−HK$786/mo
Today · 4.125%
HK$26,422
baseline
▲ 0.50% · 4.625%
HK$28,030
+HK$1,608/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$52,844/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,660
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,401
−HK$753/mo
Today · 4.125%
HK$29,154
baseline
▲ 0.50% · 4.625%
HK$30,691
+HK$1,537/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$58,308/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,417
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,238
−HK$835/mo
Today · 4.125%
HK$28,073
baseline
▲ 0.50% · 4.625%
HK$29,782
+HK$1,709/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$56,146/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,388
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,177
−HK$799/mo
Today · 4.125%
HK$30,976
baseline
▲ 0.50% · 4.625%
HK$32,609
+HK$1,633/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$61,952/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,971
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,841
−HK$884/mo
Today · 4.125%
HK$29,725
baseline
▲ 0.50% · 4.625%
HK$31,533
+HK$1,808/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,450/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,117
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,952
−HK$846/mo
Today · 4.125%
HK$32,798
baseline
▲ 0.50% · 4.625%
HK$34,527
+HK$1,729/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,596/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,442 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).