▼ 0.50% · 3.625%
HK$15,653
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,140
−HK$495/mo
Today · 4.125%
HK$16,635
baseline
▲ 0.50% · 4.625%
HK$17,647
+HK$1,012/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,270/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,414
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,881
−HK$474/mo
Today · 4.125%
HK$18,355
baseline
▲ 0.50% · 4.625%
HK$19,322
+HK$967/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,710/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,218
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,754
−HK$544/mo
Today · 4.125%
HK$18,298
baseline
▲ 0.50% · 4.625%
HK$19,411
+HK$1,113/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$36,596/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,155
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,669
−HK$521/mo
Today · 4.125%
HK$20,190
baseline
▲ 0.50% · 4.625%
HK$21,254
+HK$1,064/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$40,380/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,784
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,368
−HK$593/mo
Today · 4.125%
HK$19,961
baseline
▲ 0.50% · 4.625%
HK$21,176
+HK$1,215/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$39,922/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,897
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,457
−HK$569/mo
Today · 4.125%
HK$22,026
baseline
▲ 0.50% · 4.625%
HK$23,187
+HK$1,161/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$44,052/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,349
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,982
−HK$643/mo
Today · 4.125%
HK$21,625
baseline
▲ 0.50% · 4.625%
HK$22,941
+HK$1,316/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$43,250/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,638
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,245
−HK$616/mo
Today · 4.125%
HK$23,861
baseline
▲ 0.50% · 4.625%
HK$25,119
+HK$1,258/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$47,722/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,914
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,596
−HK$692/mo
Today · 4.125%
HK$23,288
baseline
▲ 0.50% · 4.625%
HK$24,705
+HK$1,417/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$46,576/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,379
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,033
−HK$663/mo
Today · 4.125%
HK$25,696
baseline
▲ 0.50% · 4.625%
HK$27,051
+HK$1,355/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$51,392/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,479
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,210
−HK$742/mo
Today · 4.125%
HK$24,952
baseline
▲ 0.50% · 4.625%
HK$26,470
+HK$1,518/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$49,904/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,121
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,821
−HK$711/mo
Today · 4.125%
HK$27,532
baseline
▲ 0.50% · 4.625%
HK$28,983
+HK$1,451/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$55,064/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,045
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,824
−HK$791/mo
Today · 4.125%
HK$26,615
baseline
▲ 0.50% · 4.625%
HK$28,235
+HK$1,620/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$53,230/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,862
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,609
−HK$758/mo
Today · 4.125%
HK$29,367
baseline
▲ 0.50% · 4.625%
HK$30,915
+HK$1,548/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$58,734/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,610
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,438
−HK$841/mo
Today · 4.125%
HK$28,279
baseline
▲ 0.50% · 4.625%
HK$29,999
+HK$1,720/mo
Deposit HK$1.03M · loan HK$5.83M · min. income ≈ HK$56,558/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,603
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,397
−HK$806/mo
Today · 4.125%
HK$31,203
baseline
▲ 0.50% · 4.625%
HK$32,848
+HK$1,645/mo
Deposit HK$1.03M · loan HK$5.83M · min. income ≈ HK$62,406/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,175
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,052
−HK$890/mo
Today · 4.125%
HK$29,942
baseline
▲ 0.50% · 4.625%
HK$31,764
+HK$1,822/mo
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$59,884/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,345
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,185
−HK$853/mo
Today · 4.125%
HK$33,038
baseline
▲ 0.50% · 4.625%
HK$34,780
+HK$1,742/mo
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$66,076/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,938 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).