▼ 0.50% · 3.625%
HK$15,731
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,220
−HK$497/mo
Today · 4.125%
HK$16,717
baseline
▲ 0.50% · 4.625%
HK$17,735
+HK$1,018/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,434/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,501
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,970
−HK$476/mo
Today · 4.125%
HK$18,446
baseline
▲ 0.50% · 4.625%
HK$19,418
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,892/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,304
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,842
−HK$547/mo
Today · 4.125%
HK$18,389
baseline
▲ 0.50% · 4.625%
HK$19,508
+HK$1,119/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,778/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,251
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,767
−HK$524/mo
Today · 4.125%
HK$20,291
baseline
▲ 0.50% · 4.625%
HK$21,360
+HK$1,069/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,582/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,877
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,464
−HK$597/mo
Today · 4.125%
HK$20,061
baseline
▲ 0.50% · 4.625%
HK$21,282
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,122/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,001
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,564
−HK$571/mo
Today · 4.125%
HK$22,135
baseline
▲ 0.50% · 4.625%
HK$23,302
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,270/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,450
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,086
−HK$647/mo
Today · 4.125%
HK$21,733
baseline
▲ 0.50% · 4.625%
HK$23,055
+HK$1,322/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,466/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,751
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,361
−HK$619/mo
Today · 4.125%
HK$23,980
baseline
▲ 0.50% · 4.625%
HK$25,244
+HK$1,264/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,960/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,023
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,708
−HK$696/mo
Today · 4.125%
HK$23,404
baseline
▲ 0.50% · 4.625%
HK$24,829
+HK$1,425/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,808/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,501
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,158
−HK$666/mo
Today · 4.125%
HK$25,824
baseline
▲ 0.50% · 4.625%
HK$27,186
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,648/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,596
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,330
−HK$746/mo
Today · 4.125%
HK$25,076
baseline
▲ 0.50% · 4.625%
HK$26,602
+HK$1,526/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$50,152/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,251
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,955
−HK$714/mo
Today · 4.125%
HK$27,669
baseline
▲ 0.50% · 4.625%
HK$29,128
+HK$1,459/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$55,338/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,170
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,952
−HK$796/mo
Today · 4.125%
HK$26,748
baseline
▲ 0.50% · 4.625%
HK$28,375
+HK$1,627/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,496/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,001
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,752
−HK$762/mo
Today · 4.125%
HK$29,514
baseline
▲ 0.50% · 4.625%
HK$31,069
+HK$1,555/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,028/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,743
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,575
−HK$845/mo
Today · 4.125%
HK$28,420
baseline
▲ 0.50% · 4.625%
HK$30,149
+HK$1,729/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$56,840/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,751
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,549
−HK$809/mo
Today · 4.125%
HK$31,358
baseline
▲ 0.50% · 4.625%
HK$33,011
+HK$1,653/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$62,716/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,316
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,197
−HK$894/mo
Today · 4.125%
HK$30,091
baseline
▲ 0.50% · 4.625%
HK$31,922
+HK$1,831/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,182/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,501
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,346
−HK$857/mo
Today · 4.125%
HK$33,203
baseline
▲ 0.50% · 4.625%
HK$34,953
+HK$1,750/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,406/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,964 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).