▼ 0.50% · 3.625%
HK$16,031
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,530
−HK$507/mo
Today · 4.125%
HK$17,037
baseline
▲ 0.50% · 4.625%
HK$18,073
+HK$1,036/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,074/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,835
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,313
−HK$485/mo
Today · 4.125%
HK$18,798
baseline
▲ 0.50% · 4.625%
HK$19,789
+HK$991/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,596/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,634
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,183
−HK$557/mo
Today · 4.125%
HK$18,740
baseline
▲ 0.50% · 4.625%
HK$19,880
+HK$1,140/mo
Deposit HK$3.16M · loan HK$3.87M · min. income ≈ HK$37,480/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,618
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,144
−HK$534/mo
Today · 4.125%
HK$20,678
baseline
▲ 0.50% · 4.625%
HK$21,768
+HK$1,090/mo
Deposit HK$3.16M · loan HK$3.87M · min. income ≈ HK$41,356/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,237
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,836
−HK$608/mo
Today · 4.125%
HK$20,444
baseline
▲ 0.50% · 4.625%
HK$21,688
+HK$1,244/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,888/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,402
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,975
−HK$583/mo
Today · 4.125%
HK$22,558
baseline
▲ 0.50% · 4.625%
HK$23,747
+HK$1,189/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,116/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,841
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,489
−HK$659/mo
Today · 4.125%
HK$22,148
baseline
▲ 0.50% · 4.625%
HK$23,495
+HK$1,347/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$44,296/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,185
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,807
−HK$631/mo
Today · 4.125%
HK$24,438
baseline
▲ 0.50% · 4.625%
HK$25,726
+HK$1,288/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$48,876/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,444
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,142
−HK$709/mo
Today · 4.125%
HK$23,851
baseline
▲ 0.50% · 4.625%
HK$25,302
+HK$1,451/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,702/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,968
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,638
−HK$679/mo
Today · 4.125%
HK$26,317
baseline
▲ 0.50% · 4.625%
HK$27,705
+HK$1,388/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,634/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,047
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,795
−HK$760/mo
Today · 4.125%
HK$25,555
baseline
▲ 0.50% · 4.625%
HK$27,110
+HK$1,555/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$51,110/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,752
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,469
−HK$728/mo
Today · 4.125%
HK$28,197
baseline
▲ 0.50% · 4.625%
HK$29,684
+HK$1,487/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$56,394/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,650
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,448
−HK$810/mo
Today · 4.125%
HK$27,258
baseline
▲ 0.50% · 4.625%
HK$28,917
+HK$1,659/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$54,516/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,535
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,301
−HK$776/mo
Today · 4.125%
HK$30,077
baseline
▲ 0.50% · 4.625%
HK$31,662
+HK$1,585/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$60,154/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,253
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,101
−HK$861/mo
Today · 4.125%
HK$28,962
baseline
▲ 0.50% · 4.625%
HK$30,724
+HK$1,762/mo
Deposit HK$1.05M · loan HK$5.98M · min. income ≈ HK$57,924/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,319
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,132
−HK$825/mo
Today · 4.125%
HK$31,957
baseline
▲ 0.50% · 4.625%
HK$33,641
+HK$1,684/mo
Deposit HK$1.05M · loan HK$5.98M · min. income ≈ HK$63,914/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,856
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,754
−HK$912/mo
Today · 4.125%
HK$30,666
baseline
▲ 0.50% · 4.625%
HK$32,532
+HK$1,866/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,332/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,102
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,963
−HK$874/mo
Today · 4.125%
HK$33,837
baseline
▲ 0.50% · 4.625%
HK$35,620
+HK$1,783/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$67,674/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,914 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).