Home Tuen Mun District Regency Bay Phase 2 Tower 1

20/F S

Tuen Mun District · New Territories West

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Floor

3/F A 366 ft² 3/F B 420 ft² 3/F C 367 ft² 3/F D 502 ft² 3/F E 448 ft² 3/F F 449 ft² 3/F G 437 ft² 3/F H 440 ft² 3/F J 433 ft² 3/F K 456 ft² 3/F L 397 ft² 3/F M 305 ft² 3/F N 299 ft² 3/F P 299 ft² 3/F Q 299 ft² 3/F R 343 ft² 3/F S 255 ft² 5/F A 366 ft² 5/F B 420 ft² 5/F C 367 ft² 5/F D 502 ft² 5/F E 448 ft² 5/F F 448 ft² 5/F G 437 ft² 5/F H 440 ft² 5/F J 433 ft² 5/F K 456 ft² 5/F L 397 ft² 5/F M 305 ft² 5/F N 299 ft² 5/F P 299 ft² 5/F Q 299 ft² 5/F R 343 ft² 5/F S 255 ft² 6/F A 366 ft² 6/F B 420 ft² 6/F C 367 ft² 6/F D 501 ft² 6/F E 448 ft² 6/F F 448 ft² 6/F G 437 ft² 6/F H 440 ft² 6/F J 433 ft² 6/F K 456 ft² 6/F L 397 ft² 6/F M 305 ft² 6/F N 299 ft² 6/F P 299 ft² 6/F Q 299 ft² 6/F R 343 ft² 6/F S 255 ft² 7/F A 366 ft² 7/F B 420 ft² 7/F C 367 ft² 7/F D 501 ft² 7/F E 448 ft² 7/F F 448 ft² 7/F G 437 ft² 7/F H 440 ft² 7/F J 433 ft² 7/F K 456 ft² 7/F L 397 ft² 7/F M 305 ft² 7/F N 299 ft² 7/F P 299 ft² 7/F Q 299 ft² 7/F R 343 ft² 7/F S 255 ft² 8/F A 366 ft² 8/F B 420 ft² 8/F C 367 ft² 8/F D 502 ft² 8/F E 448 ft² 8/F F 448 ft² 8/F G 437 ft² 8/F H 440 ft² 8/F J 433 ft² 8/F K 456 ft² 8/F L 397 ft² 8/F M 305 ft² 8/F N 299 ft² 8/F P 299 ft² 8/F Q 299 ft² 8/F R 343 ft² 8/F S 255 ft² 9/F A 366 ft² 9/F B 420 ft² 9/F C 367 ft² 9/F D 501 ft² 9/F E 448 ft² 9/F F 448 ft² 9/F G 437 ft² 9/F H 440 ft² 9/F J 433 ft² 9/F K 456 ft² 9/F L 397 ft² 9/F M 305 ft² 9/F N 299 ft² 9/F P 299 ft² 9/F Q 299 ft² 9/F R 343 ft² 9/F S 255 ft² 10/F A 366 ft² 10/F B 420 ft² 10/F C 367 ft² 10/F D 502 ft² 10/F E 448 ft² 10/F F 449 ft² 10/F G 437 ft² 10/F H 440 ft² 10/F J 433 ft² 10/F K 456 ft² 10/F L 397 ft² 10/F M 305 ft² 10/F N 299 ft² 10/F P 299 ft² 10/F Q 299 ft² 10/F R 343 ft² 10/F S 255 ft² 11/F M 305 ft² 11/F A 366 ft² 11/F B 420 ft² 11/F C 367 ft² 11/F D 502 ft² 11/F E 448 ft² 11/F F 448 ft² 11/F G 437 ft² 11/F H 440 ft² 11/F J 433 ft² 11/F K 456 ft² 11/F L 397 ft² 11/F N 299 ft² 11/F P 299 ft² 11/F Q 299 ft² 11/F R 343 ft² 11/F S 255 ft² 12/F A 366 ft² 12/F B 420 ft² 12/F C 367 ft² 12/F D 502 ft² 12/F E 448 ft² 12/F F 448 ft² 12/F G 437 ft² 12/F H 440 ft² 12/F J 433 ft² 12/F K 456 ft² 12/F L 397 ft² 12/F M 305 ft² 12/F N 299 ft² 12/F P 299 ft² 12/F Q 299 ft² 12/F R 343 ft² 12/F S 255 ft² 15/F A 366 ft² 15/F B 420 ft² 15/F C 367 ft² 15/F D 502 ft² 15/F E 448 ft² 15/F F 449 ft² 15/F G 437 ft² 15/F H 440 ft² 15/F J 433 ft² 15/F K 456 ft² 15/F L 397 ft² 15/F M 305 ft² 15/F N 299 ft² 15/F P 299 ft² 15/F Q 299 ft² 15/F R 343 ft² 15/F S 255 ft² 16/F A 366 ft² 16/F B 420 ft² 16/F C 367 ft² 16/F D 502 ft² 16/F E 448 ft² 16/F F 448 ft² 16/F H 440 ft² 16/F J 433 ft² 16/F K 456 ft² 16/F L 397 ft² 16/F M 305 ft² 16/F N 299 ft² 16/F P 299 ft² 16/F Q 299 ft² 16/F R 343 ft² 16/F S 255 ft² 17/F A 366 ft² 17/F B 420 ft² 17/F C 367 ft² 17/F D 502 ft² 17/F E 448 ft² 17/F F 448 ft² 17/F G 437 ft² 17/F H 440 ft² 17/F J 433 ft² 17/F K 456 ft² 17/F L 397 ft² 17/F M 305 ft² 17/F N 299 ft² 17/F P 299 ft² 17/F Q 299 ft² 17/F R 343 ft² 17/F S 255 ft² 18/F A 366 ft² 18/F B 420 ft² 18/F C 367 ft² 18/F D 502 ft² 18/F E 448 ft² 18/F F 448 ft² 18/F G 437 ft² 18/F H 440 ft² 18/F J 433 ft² 18/F K 456 ft² 18/F L 397 ft² 18/F M 305 ft² 18/F N 299 ft² 18/F P 299 ft² 18/F Q 299 ft² 18/F R 343 ft² 18/F S 255 ft² 19/F A 366 ft² 19/F B 420 ft² 19/F C 367 ft² 19/F D 502 ft² 19/F E 448 ft² 19/F F 448 ft² 19/F G 437 ft² 19/F H 440 ft² 19/F J 433 ft² 19/F K 456 ft² 19/F L 397 ft² 19/F M 305 ft² 19/F N 299 ft² 19/F P 299 ft² 19/F Q 299 ft² 19/F R 343 ft² 19/F S 255 ft² 20/F A 366 ft² 20/F B 420 ft² 20/F C 367 ft² 20/F D 502 ft² 20/F E 448 ft² 20/F F 448 ft² 20/F G 437 ft² 20/F H 440 ft² 20/F J 433 ft² 20/F K 456 ft² 20/F L 397 ft² 20/F M 305 ft² 20/F N 299 ft² 20/F P 299 ft² 20/F Q 299 ft² 20/F R 343 ft² 20/F S 255 ft² 21/F A 366 ft² 21/F B 420 ft² 21/F C 367 ft² 21/F D 502 ft² 21/F E 448 ft² 21/F F 449 ft² 21/F G 437 ft² 21/F H 440 ft² 21/F J 433 ft² 21/F K 456 ft² 21/F L 397 ft² 21/F M 305 ft² 21/F N 299 ft² 21/F P 299 ft² 21/F Q 299 ft² 21/F R 343 ft² 21/F S 255 ft² 22/F A 366 ft² 22/F B 420 ft² 22/F C 367 ft² 22/F D 501 ft² 22/F E 448 ft² 22/F F 448 ft² 22/F G 437 ft² 22/F H 440 ft² 22/F J 433 ft² 22/F K 456 ft² 22/F L 397 ft² 22/F M 305 ft² 22/F N 299 ft² 22/F P 299 ft² 22/F Q 299 ft² 22/F R 343 ft² 22/F S 255 ft² 23/F A 366 ft² 23/F B 420 ft² 23/F C 367 ft² 23/F D 501 ft² 23/F E 448 ft² 23/F F 448 ft² 23/F G 437 ft² 23/F H 440 ft² 23/F J 433 ft² 23/F K 456 ft² 23/F L 397 ft² 23/F M 305 ft² 23/F N 299 ft² 23/F P 299 ft² 23/F Q 299 ft² 23/F R 343 ft² 23/F S 255 ft² 25/F A 366 ft² 25/F B 420 ft² 25/F C 367 ft² 25/F D 501 ft² 25/F E 448 ft² 25/F F 448 ft² 25/F G 437 ft² 25/F H 440 ft² 25/F J 433 ft² 25/F K 456 ft² 25/F L 397 ft² 25/F M 305 ft² 25/F N 299 ft² 25/F P 299 ft² 25/F Q 299 ft² 25/F R 343 ft² 25/F S 255 ft² 26/F A 366 ft² 26/F B 420 ft² 26/F C 367 ft² 26/F D 501 ft² 26/F E 448 ft² 26/F F 448 ft² 26/F G 437 ft² 26/F H 440 ft² 26/F J 433 ft² 26/F K 456 ft² 26/F L 397 ft² 26/F M 305 ft² 26/F N 299 ft² 26/F P 299 ft² 26/F Q 299 ft² 26/F R 343 ft² 26/F S 255 ft² 27/F A 366 ft² 27/F B 420 ft² 27/F C 367 ft² 27/F D 502 ft² 27/F E 448 ft² 27/F F 448 ft² 27/F G 437 ft² 27/F H 440 ft² 27/F J 433 ft² 27/F K 456 ft² 27/F L 397 ft² 27/F M 305 ft² 27/F N 299 ft² 27/F P 299 ft² 27/F Q 299 ft² 27/F R 343 ft² 27/F S 255 ft² 28/F A 366 ft² 28/F B 420 ft² 28/F C 367 ft² 28/F D 502 ft² 28/F E 448 ft² 28/F F 448 ft² 28/F G 437 ft² 28/F H 440 ft² 28/F J 433 ft² 28/F K 456 ft² 28/F L 397 ft² 28/F M 305 ft² 28/F N 299 ft² 28/F P 299 ft² 28/F Q 299 ft² 28/F R 343 ft² 28/F S 255 ft² 29/F A 366 ft² 29/F B 420 ft² 29/F C 367 ft² 29/F D 501 ft² 29/F E 448 ft² 29/F F 448 ft² 29/F G 437 ft² 29/F H 440 ft² 29/F J 433 ft² 29/F K 456 ft² 29/F L 397 ft² 29/F M 305 ft² 29/F N 299 ft² 29/F P 299 ft² 29/F Q 299 ft² 29/F R 343 ft² 29/F S 255 ft² 30/F A 366 ft² 30/F B 419 ft² 30/F C 732 ft² 30/F E 449 ft² 30/F F 448 ft² 30/F G 437 ft² 30/F H 442 ft² 30/F J 678 ft² 30/F L 390 ft² 30/F M 305 ft² 30/F N 299 ft² 30/F P 299 ft² 30/F Q 299 ft² 30/F R 343 ft² 30/F S 255 ft²

Crescira AVM · estimated value ● Medium confidence

HK$4.06M

≈ HK$15,930 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$406K, with repayments around HK$17,718/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$16,673

−HK$1,045/mo

▼ 0.25% · 3.875%

HK$17,191

−HK$527/mo

Today · 4.125%

HK$17,718

baseline

▲ 0.50% · 4.625%

HK$18,796

+HK$1,078/mo

Deposit HK$406K · loan HK$3.66M · min. income ≈ HK$35,436/mo (50% DSR)

Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$12,524 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 20/F
Flat: S
Saleable Area: 255 ft²
District: Tuen Mun District · New Territories West
School net (POA): 71

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2022-06-08	HK$5.51M	—	HK$21,600	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Tuen Mun Swimming Pool (Light Rail)

≈ 1 min walk · 38 m

Education

schools within 1 km (6 within 500 m)

Daily convenience

within 1 km (5 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Tuen Mun Swimming Pool Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com