▼ 0.50% · 3.625%
HK$19,272
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,871
−HK$609/mo
Today · 4.125%
HK$20,480
baseline
▲ 0.50% · 4.625%
HK$21,726
+HK$1,246/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,960/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,440
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,015
−HK$583/mo
Today · 4.125%
HK$22,598
baseline
▲ 0.50% · 4.625%
HK$23,789
+HK$1,191/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,196/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,199
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,858
−HK$670/mo
Today · 4.125%
HK$22,528
baseline
▲ 0.50% · 4.625%
HK$23,899
+HK$1,371/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,056/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,584
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,216
−HK$642/mo
Today · 4.125%
HK$24,858
baseline
▲ 0.50% · 4.625%
HK$26,168
+HK$1,310/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,716/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,126
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,846
−HK$730/mo
Today · 4.125%
HK$24,576
baseline
▲ 0.50% · 4.625%
HK$26,072
+HK$1,496/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,152/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,728
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,418
−HK$700/mo
Today · 4.125%
HK$27,118
baseline
▲ 0.50% · 4.625%
HK$28,547
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,236/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,053
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,833
−HK$791/mo
Today · 4.125%
HK$26,624
baseline
▲ 0.50% · 4.625%
HK$28,244
+HK$1,620/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,248/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,872
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,619
−HK$758/mo
Today · 4.125%
HK$29,377
baseline
▲ 0.50% · 4.625%
HK$30,926
+HK$1,549/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,754/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,981
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,820
−HK$852/mo
Today · 4.125%
HK$28,672
baseline
▲ 0.50% · 4.625%
HK$30,417
+HK$1,745/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,344/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,016
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,821
−HK$816/mo
Today · 4.125%
HK$31,637
baseline
▲ 0.50% · 4.625%
HK$33,305
+HK$1,668/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,274/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,908
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,807
−HK$913/mo
Today · 4.125%
HK$30,720
baseline
▲ 0.50% · 4.625%
HK$32,590
+HK$1,870/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,440/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,160
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,022
−HK$875/mo
Today · 4.125%
HK$33,897
baseline
▲ 0.50% · 4.625%
HK$35,684
+HK$1,787/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,794/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,835
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,794
−HK$975/mo
Today · 4.125%
HK$32,769
baseline
▲ 0.50% · 4.625%
HK$34,762
+HK$1,993/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,538/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,304
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,224
−HK$933/mo
Today · 4.125%
HK$36,157
baseline
▲ 0.50% · 4.625%
HK$38,063
+HK$1,906/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,314/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,762
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,781
−HK$1,036/mo
Today · 4.125%
HK$34,817
baseline
▲ 0.50% · 4.625%
HK$36,935
+HK$2,118/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,634/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,447
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,425
−HK$992/mo
Today · 4.125%
HK$38,417
baseline
▲ 0.50% · 4.625%
HK$40,442
+HK$2,025/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,834/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,689
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,768
−HK$1,097/mo
Today · 4.125%
HK$36,865
baseline
▲ 0.50% · 4.625%
HK$39,108
+HK$2,243/mo
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$73,730/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,591
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,626
−HK$1,050/mo
Today · 4.125%
HK$40,676
baseline
▲ 0.50% · 4.625%
HK$42,821
+HK$2,145/mo
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$81,352/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,548 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).