▼ 0.50% · 3.625%
HK$17,474
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,017
−HK$553/mo
Today · 4.125%
HK$18,570
baseline
▲ 0.50% · 4.625%
HK$19,700
+HK$1,130/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,140/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,440
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,961
−HK$529/mo
Today · 4.125%
HK$20,490
baseline
▲ 0.50% · 4.625%
HK$21,570
+HK$1,080/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,980/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,221
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,819
−HK$608/mo
Today · 4.125%
HK$20,427
baseline
▲ 0.50% · 4.625%
HK$21,670
+HK$1,243/mo
Deposit HK$3.45M · loan HK$4.21M · min. income ≈ HK$40,854/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,384
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,957
−HK$582/mo
Today · 4.125%
HK$22,539
baseline
▲ 0.50% · 4.625%
HK$23,727
+HK$1,188/mo
Deposit HK$3.45M · loan HK$4.21M · min. income ≈ HK$45,078/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,969
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,621
−HK$663/mo
Today · 4.125%
HK$22,284
baseline
▲ 0.50% · 4.625%
HK$23,640
+HK$1,356/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,568/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,328
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,953
−HK$635/mo
Today · 4.125%
HK$24,588
baseline
▲ 0.50% · 4.625%
HK$25,884
+HK$1,296/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,176/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,716
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,423
−HK$718/mo
Today · 4.125%
HK$24,141
baseline
▲ 0.50% · 4.625%
HK$25,610
+HK$1,469/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$48,282/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,271
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,949
−HK$688/mo
Today · 4.125%
HK$26,637
baseline
▲ 0.50% · 4.625%
HK$28,041
+HK$1,404/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$53,274/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,464
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,224
−HK$774/mo
Today · 4.125%
HK$25,998
baseline
▲ 0.50% · 4.625%
HK$27,579
+HK$1,581/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,996/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,215
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,945
−HK$741/mo
Today · 4.125%
HK$28,686
baseline
▲ 0.50% · 4.625%
HK$30,198
+HK$1,512/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,372/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,211
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,026
−HK$829/mo
Today · 4.125%
HK$27,855
baseline
▲ 0.50% · 4.625%
HK$29,549
+HK$1,694/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$55,710/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,159
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,941
−HK$794/mo
Today · 4.125%
HK$30,735
baseline
▲ 0.50% · 4.625%
HK$32,355
+HK$1,620/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$61,470/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,958
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,828
−HK$884/mo
Today · 4.125%
HK$29,712
baseline
▲ 0.50% · 4.625%
HK$31,519
+HK$1,807/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$59,424/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,103
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,938
−HK$846/mo
Today · 4.125%
HK$32,784
baseline
▲ 0.50% · 4.625%
HK$34,512
+HK$1,728/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$65,568/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,706
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,630
−HK$939/mo
Today · 4.125%
HK$31,569
baseline
▲ 0.50% · 4.625%
HK$33,489
+HK$1,920/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$63,138/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,047
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,934
−HK$899/mo
Today · 4.125%
HK$34,833
baseline
▲ 0.50% · 4.625%
HK$36,669
+HK$1,836/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$69,666/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,453
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,431
−HK$994/mo
Today · 4.125%
HK$33,425
baseline
▲ 0.50% · 4.625%
HK$35,459
+HK$2,034/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$66,850/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,991
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,930
−HK$952/mo
Today · 4.125%
HK$36,882
baseline
▲ 0.50% · 4.625%
HK$38,826
+HK$1,944/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$73,764/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,895 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).