▼ 0.50% · 3.625%
HK$16,247
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,753
−HK$513/mo
Today · 4.125%
HK$17,266
baseline
▲ 0.50% · 4.625%
HK$18,317
+HK$1,051/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,532/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,075
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,560
−HK$491/mo
Today · 4.125%
HK$19,051
baseline
▲ 0.50% · 4.625%
HK$20,056
+HK$1,005/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,102/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,872
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,428
−HK$565/mo
Today · 4.125%
HK$18,993
baseline
▲ 0.50% · 4.625%
HK$20,148
+HK$1,155/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$37,986/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,882
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,415
−HK$541/mo
Today · 4.125%
HK$20,956
baseline
▲ 0.50% · 4.625%
HK$22,061
+HK$1,105/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,912/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,497
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,103
−HK$616/mo
Today · 4.125%
HK$20,719
baseline
▲ 0.50% · 4.625%
HK$21,980
+HK$1,261/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,438/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,690
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,271
−HK$591/mo
Today · 4.125%
HK$22,862
baseline
▲ 0.50% · 4.625%
HK$24,067
+HK$1,205/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,724/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,121
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,778
−HK$668/mo
Today · 4.125%
HK$22,446
baseline
▲ 0.50% · 4.625%
HK$23,812
+HK$1,366/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$44,892/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,497
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,127
−HK$640/mo
Today · 4.125%
HK$24,767
baseline
▲ 0.50% · 4.625%
HK$26,072
+HK$1,305/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$49,534/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,746
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,454
−HK$718/mo
Today · 4.125%
HK$24,172
baseline
▲ 0.50% · 4.625%
HK$25,643
+HK$1,471/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,344/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,305
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,983
−HK$689/mo
Today · 4.125%
HK$26,672
baseline
▲ 0.50% · 4.625%
HK$28,078
+HK$1,406/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,344/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,371
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,129
−HK$770/mo
Today · 4.125%
HK$25,899
baseline
▲ 0.50% · 4.625%
HK$27,475
+HK$1,576/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$51,798/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,112
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,839
−HK$738/mo
Today · 4.125%
HK$28,577
baseline
▲ 0.50% · 4.625%
HK$30,083
+HK$1,506/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$57,154/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,995
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,804
−HK$822/mo
Today · 4.125%
HK$27,626
baseline
▲ 0.50% · 4.625%
HK$29,307
+HK$1,681/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$55,252/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,920
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,695
−HK$787/mo
Today · 4.125%
HK$30,482
baseline
▲ 0.50% · 4.625%
HK$32,089
+HK$1,607/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$60,964/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,620
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,479
−HK$873/mo
Today · 4.125%
HK$29,352
baseline
▲ 0.50% · 4.625%
HK$31,138
+HK$1,786/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,704/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,727
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,551
−HK$836/mo
Today · 4.125%
HK$32,387
baseline
▲ 0.50% · 4.625%
HK$34,094
+HK$1,707/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,774/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,245
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,155
−HK$924/mo
Today · 4.125%
HK$31,079
baseline
▲ 0.50% · 4.625%
HK$32,970
+HK$1,891/mo
Deposit HK$713K · loan HK$6.41M · min. income ≈ HK$62,158/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,535
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,407
−HK$885/mo
Today · 4.125%
HK$34,292
baseline
▲ 0.50% · 4.625%
HK$36,100
+HK$1,808/mo
Deposit HK$713K · loan HK$6.41M · min. income ≈ HK$68,584/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,755 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).