▼ 0.50% · 3.625%
HK$18,884
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,471
−HK$597/mo
Today · 4.125%
HK$20,068
baseline
▲ 0.50% · 4.625%
HK$21,289
+HK$1,221/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,136/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,008
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,572
−HK$571/mo
Today · 4.125%
HK$22,143
baseline
▲ 0.50% · 4.625%
HK$23,311
+HK$1,168/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,286/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,773
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,419
−HK$656/mo
Today · 4.125%
HK$22,075
baseline
▲ 0.50% · 4.625%
HK$23,418
+HK$1,343/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$44,150/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,109
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,729
−HK$629/mo
Today · 4.125%
HK$24,358
baseline
▲ 0.50% · 4.625%
HK$25,642
+HK$1,284/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$48,716/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,661
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,366
−HK$716/mo
Today · 4.125%
HK$24,082
baseline
▲ 0.50% · 4.625%
HK$25,547
+HK$1,465/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,164/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,210
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,886
−HK$686/mo
Today · 4.125%
HK$26,572
baseline
▲ 0.50% · 4.625%
HK$27,973
+HK$1,401/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,144/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,549
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,313
−HK$776/mo
Today · 4.125%
HK$26,089
baseline
▲ 0.50% · 4.625%
HK$27,676
+HK$1,587/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,178/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,311
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,043
−HK$743/mo
Today · 4.125%
HK$28,786
baseline
▲ 0.50% · 4.625%
HK$30,304
+HK$1,518/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,572/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,438
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,260
−HK$836/mo
Today · 4.125%
HK$28,096
baseline
▲ 0.50% · 4.625%
HK$29,805
+HK$1,709/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$56,192/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,412
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,201
−HK$800/mo
Today · 4.125%
HK$31,001
baseline
▲ 0.50% · 4.625%
HK$32,635
+HK$1,634/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$62,002/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,326
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,207
−HK$895/mo
Today · 4.125%
HK$30,102
baseline
▲ 0.50% · 4.625%
HK$31,934
+HK$1,832/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,204/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,513
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,358
−HK$857/mo
Today · 4.125%
HK$33,215
baseline
▲ 0.50% · 4.625%
HK$34,966
+HK$1,751/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,430/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,215
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,154
−HK$955/mo
Today · 4.125%
HK$32,109
baseline
▲ 0.50% · 4.625%
HK$34,063
+HK$1,954/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,218/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,613
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,515
−HK$914/mo
Today · 4.125%
HK$35,429
baseline
▲ 0.50% · 4.625%
HK$37,297
+HK$1,868/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,858/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,103
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,102
−HK$1,014/mo
Today · 4.125%
HK$34,116
baseline
▲ 0.50% · 4.625%
HK$36,192
+HK$2,076/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,232/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,714
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,672
−HK$972/mo
Today · 4.125%
HK$37,644
baseline
▲ 0.50% · 4.625%
HK$39,628
+HK$1,984/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,288/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,991
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,049
−HK$1,074/mo
Today · 4.125%
HK$36,123
baseline
▲ 0.50% · 4.625%
HK$38,321
+HK$2,198/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,246/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,815
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,829
−HK$1,029/mo
Today · 4.125%
HK$39,858
baseline
▲ 0.50% · 4.625%
HK$41,959
+HK$2,101/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,716/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,447 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).