▼ 0.50% · 3.625%
HK$16,643
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,160
−HK$526/mo
Today · 4.125%
HK$17,686
baseline
▲ 0.50% · 4.625%
HK$18,763
+HK$1,077/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,372/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,515
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,011
−HK$504/mo
Today · 4.125%
HK$19,515
baseline
▲ 0.50% · 4.625%
HK$20,544
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,030/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,307
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,876
−HK$579/mo
Today · 4.125%
HK$19,455
baseline
▲ 0.50% · 4.625%
HK$20,639
+HK$1,184/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,910/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,366
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,913
−HK$554/mo
Today · 4.125%
HK$21,467
baseline
▲ 0.50% · 4.625%
HK$22,598
+HK$1,131/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,934/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,971
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,592
−HK$632/mo
Today · 4.125%
HK$21,224
baseline
▲ 0.50% · 4.625%
HK$22,515
+HK$1,291/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,448/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,218
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,814
−HK$604/mo
Today · 4.125%
HK$23,418
baseline
▲ 0.50% · 4.625%
HK$24,653
+HK$1,235/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,836/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,636
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,309
−HK$683/mo
Today · 4.125%
HK$22,992
baseline
▲ 0.50% · 4.625%
HK$24,391
+HK$1,399/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,984/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,069
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,715
−HK$655/mo
Today · 4.125%
HK$25,370
baseline
▲ 0.50% · 4.625%
HK$26,707
+HK$1,337/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,740/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,300
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,025
−HK$736/mo
Today · 4.125%
HK$24,761
baseline
▲ 0.50% · 4.625%
HK$26,268
+HK$1,507/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,522/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,921
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,616
−HK$705/mo
Today · 4.125%
HK$27,321
baseline
▲ 0.50% · 4.625%
HK$28,761
+HK$1,440/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,642/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,964
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,741
−HK$789/mo
Today · 4.125%
HK$26,530
baseline
▲ 0.50% · 4.625%
HK$28,144
+HK$1,614/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$53,060/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,772
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,517
−HK$756/mo
Today · 4.125%
HK$29,273
baseline
▲ 0.50% · 4.625%
HK$30,816
+HK$1,543/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,546/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,628
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,457
−HK$841/mo
Today · 4.125%
HK$28,298
baseline
▲ 0.50% · 4.625%
HK$30,020
+HK$1,722/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,596/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,624
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,418
−HK$806/mo
Today · 4.125%
HK$31,224
baseline
▲ 0.50% · 4.625%
HK$32,870
+HK$1,646/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,448/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,293
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,173
−HK$894/mo
Today · 4.125%
HK$30,067
baseline
▲ 0.50% · 4.625%
HK$31,896
+HK$1,829/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$60,134/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,475
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,319
−HK$857/mo
Today · 4.125%
HK$33,176
baseline
▲ 0.50% · 4.625%
HK$34,925
+HK$1,749/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$66,352/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,957
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,889
−HK$946/mo
Today · 4.125%
HK$31,835
baseline
▲ 0.50% · 4.625%
HK$33,773
+HK$1,938/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,670/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,327
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,221
−HK$906/mo
Today · 4.125%
HK$35,127
baseline
▲ 0.50% · 4.625%
HK$36,979
+HK$1,852/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,254/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$218,959 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).