▼ 0.50% · 3.625%
HK$15,518
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,000
−HK$491/mo
Today · 4.125%
HK$16,491
baseline
▲ 0.50% · 4.625%
HK$17,494
+HK$1,003/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,982/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,263
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,726
−HK$470/mo
Today · 4.125%
HK$18,196
baseline
▲ 0.50% · 4.625%
HK$19,155
+HK$959/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,392/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,069
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,600
−HK$540/mo
Today · 4.125%
HK$18,140
baseline
▲ 0.50% · 4.625%
HK$19,244
+HK$1,104/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,280/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,990
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,499
−HK$517/mo
Today · 4.125%
HK$20,016
baseline
▲ 0.50% · 4.625%
HK$21,071
+HK$1,055/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$40,032/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,621
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,200
−HK$589/mo
Today · 4.125%
HK$19,789
baseline
▲ 0.50% · 4.625%
HK$20,993
+HK$1,204/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,578/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,716
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,272
−HK$563/mo
Today · 4.125%
HK$21,835
baseline
▲ 0.50% · 4.625%
HK$22,986
+HK$1,151/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,670/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,173
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,801
−HK$637/mo
Today · 4.125%
HK$21,438
baseline
▲ 0.50% · 4.625%
HK$22,743
+HK$1,305/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,876/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,442
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,044
−HK$611/mo
Today · 4.125%
HK$23,655
baseline
▲ 0.50% · 4.625%
HK$24,902
+HK$1,247/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,310/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,725
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,401
−HK$686/mo
Today · 4.125%
HK$23,087
baseline
▲ 0.50% · 4.625%
HK$24,492
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,174/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,169
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,817
−HK$657/mo
Today · 4.125%
HK$25,474
baseline
▲ 0.50% · 4.625%
HK$26,817
+HK$1,343/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,948/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,277
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$24,001
−HK$735/mo
Today · 4.125%
HK$24,736
baseline
▲ 0.50% · 4.625%
HK$26,241
+HK$1,505/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,472/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,895
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,589
−HK$705/mo
Today · 4.125%
HK$27,294
baseline
▲ 0.50% · 4.625%
HK$28,733
+HK$1,439/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,588/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,828
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,601
−HK$784/mo
Today · 4.125%
HK$26,385
baseline
▲ 0.50% · 4.625%
HK$27,991
+HK$1,606/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,770/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,621
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,362
−HK$752/mo
Today · 4.125%
HK$29,114
baseline
▲ 0.50% · 4.625%
HK$30,648
+HK$1,534/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,228/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,380
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,201
−HK$833/mo
Today · 4.125%
HK$28,034
baseline
▲ 0.50% · 4.625%
HK$29,740
+HK$1,706/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,068/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,348
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,135
−HK$798/mo
Today · 4.125%
HK$30,933
baseline
▲ 0.50% · 4.625%
HK$32,564
+HK$1,631/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,866/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,932
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,801
−HK$882/mo
Today · 4.125%
HK$29,683
baseline
▲ 0.50% · 4.625%
HK$31,490
+HK$1,807/mo
Deposit HK$681K · loan HK$6.12M · min. income ≈ HK$59,366/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,074
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,907
−HK$846/mo
Today · 4.125%
HK$32,753
baseline
▲ 0.50% · 4.625%
HK$34,479
+HK$1,726/mo
Deposit HK$681K · loan HK$6.12M · min. income ≈ HK$65,506/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,158 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).