▼ 0.50% · 3.625%
HK$15,870
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,363
−HK$502/mo
Today · 4.125%
HK$16,865
baseline
▲ 0.50% · 4.625%
HK$17,891
+HK$1,026/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,730/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,655
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,128
−HK$481/mo
Today · 4.125%
HK$18,609
baseline
▲ 0.50% · 4.625%
HK$19,590
+HK$981/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,218/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,457
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$18,000
−HK$551/mo
Today · 4.125%
HK$18,551
baseline
▲ 0.50% · 4.625%
HK$19,680
+HK$1,129/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$37,102/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,420
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,941
−HK$529/mo
Today · 4.125%
HK$20,470
baseline
▲ 0.50% · 4.625%
HK$21,549
+HK$1,079/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$40,940/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,044
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,636
−HK$602/mo
Today · 4.125%
HK$20,238
baseline
▲ 0.50% · 4.625%
HK$21,469
+HK$1,231/mo
Deposit HK$2.78M · loan HK$4.18M · min. income ≈ HK$40,476/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,186
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,754
−HK$576/mo
Today · 4.125%
HK$22,330
baseline
▲ 0.50% · 4.625%
HK$23,508
+HK$1,178/mo
Deposit HK$2.78M · loan HK$4.18M · min. income ≈ HK$44,660/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,631
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,272
−HK$652/mo
Today · 4.125%
HK$21,924
baseline
▲ 0.50% · 4.625%
HK$23,258
+HK$1,334/mo
Deposit HK$2.44M · loan HK$4.52M · min. income ≈ HK$43,848/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,951
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,567
−HK$624/mo
Today · 4.125%
HK$24,191
baseline
▲ 0.50% · 4.625%
HK$25,466
+HK$1,275/mo
Deposit HK$2.44M · loan HK$4.52M · min. income ≈ HK$48,382/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,218
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,909
−HK$702/mo
Today · 4.125%
HK$23,611
baseline
▲ 0.50% · 4.625%
HK$25,047
+HK$1,436/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$47,222/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,717
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,380
−HK$672/mo
Today · 4.125%
HK$26,052
baseline
▲ 0.50% · 4.625%
HK$27,425
+HK$1,373/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$52,104/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,805
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,545
−HK$752/mo
Today · 4.125%
HK$25,297
baseline
▲ 0.50% · 4.625%
HK$26,837
+HK$1,540/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$50,594/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,482
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,193
−HK$720/mo
Today · 4.125%
HK$27,913
baseline
▲ 0.50% · 4.625%
HK$29,384
+HK$1,471/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$55,826/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,392
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,181
−HK$803/mo
Today · 4.125%
HK$26,984
baseline
▲ 0.50% · 4.625%
HK$28,626
+HK$1,642/mo
Deposit HK$1.39M · loan HK$5.57M · min. income ≈ HK$53,968/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,248
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,005
−HK$769/mo
Today · 4.125%
HK$29,774
baseline
▲ 0.50% · 4.625%
HK$31,343
+HK$1,569/mo
Deposit HK$1.39M · loan HK$5.57M · min. income ≈ HK$59,548/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,978
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,818
−HK$852/mo
Today · 4.125%
HK$28,670
baseline
▲ 0.50% · 4.625%
HK$30,415
+HK$1,745/mo
Deposit HK$1.04M · loan HK$5.92M · min. income ≈ HK$57,340/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,013
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,818
−HK$817/mo
Today · 4.125%
HK$31,635
baseline
▲ 0.50% · 4.625%
HK$33,302
+HK$1,667/mo
Deposit HK$1.04M · loan HK$5.92M · min. income ≈ HK$63,270/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,565
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,454
−HK$903/mo
Today · 4.125%
HK$30,357
baseline
▲ 0.50% · 4.625%
HK$32,204
+HK$1,847/mo
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$60,714/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,779
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,631
−HK$865/mo
Today · 4.125%
HK$33,496
baseline
▲ 0.50% · 4.625%
HK$35,261
+HK$1,765/mo
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$66,992/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$208,789 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).