▼ 0.50% · 3.625%
HK$3,021
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,115
−HK$95/mo
Today · 4.125%
HK$3,210
baseline
▲ 0.50% · 4.625%
HK$3,406
+HK$196/mo
Deposit HK$662K · loan HK$662K · min. income ≈ HK$6,420/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,361
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,451
−HK$91/mo
Today · 4.125%
HK$3,542
baseline
▲ 0.50% · 4.625%
HK$3,729
+HK$187/mo
Deposit HK$662K · loan HK$662K · min. income ≈ HK$7,084/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,323
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,426
−HK$105/mo
Today · 4.125%
HK$3,531
baseline
▲ 0.50% · 4.625%
HK$3,746
+HK$215/mo
Deposit HK$596K · loan HK$729K · min. income ≈ HK$7,062/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,697
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,796
−HK$101/mo
Today · 4.125%
HK$3,897
baseline
▲ 0.50% · 4.625%
HK$4,102
+HK$205/mo
Deposit HK$596K · loan HK$729K · min. income ≈ HK$7,794/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,625
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,738
−HK$114/mo
Today · 4.125%
HK$3,852
baseline
▲ 0.50% · 4.625%
HK$4,087
+HK$235/mo
Deposit HK$530K · loan HK$795K · min. income ≈ HK$7,704/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,033
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,141
−HK$110/mo
Today · 4.125%
HK$4,251
baseline
▲ 0.50% · 4.625%
HK$4,475
+HK$224/mo
Deposit HK$530K · loan HK$795K · min. income ≈ HK$8,502/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$124/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$254/mo
Deposit HK$464K · loan HK$861K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,369
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$119/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,848
+HK$243/mo
Deposit HK$464K · loan HK$861K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,229
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,361
−HK$133/mo
Today · 4.125%
HK$4,494
baseline
▲ 0.50% · 4.625%
HK$4,768
+HK$274/mo
Deposit HK$397K · loan HK$927K · min. income ≈ HK$8,988/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,705
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,831
−HK$128/mo
Today · 4.125%
HK$4,959
baseline
▲ 0.50% · 4.625%
HK$5,221
+HK$262/mo
Deposit HK$397K · loan HK$927K · min. income ≈ HK$9,918/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,531
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,672
−HK$144/mo
Today · 4.125%
HK$4,816
baseline
▲ 0.50% · 4.625%
HK$5,109
+HK$293/mo
Deposit HK$331K · loan HK$994K · min. income ≈ HK$9,632/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,176
−HK$137/mo
Today · 4.125%
HK$5,313
baseline
▲ 0.50% · 4.625%
HK$5,594
+HK$281/mo
Deposit HK$331K · loan HK$994K · min. income ≈ HK$10,626/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,833
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$153/mo
Today · 4.125%
HK$5,137
baseline
▲ 0.50% · 4.625%
HK$5,449
+HK$312/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$10,274/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,377
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,521
−HK$147/mo
Today · 4.125%
HK$5,668
baseline
▲ 0.50% · 4.625%
HK$5,966
+HK$298/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$11,336/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,136
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,295
−HK$163/mo
Today · 4.125%
HK$5,458
baseline
▲ 0.50% · 4.625%
HK$5,790
+HK$332/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,916/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,713
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,866
−HK$156/mo
Today · 4.125%
HK$6,022
baseline
▲ 0.50% · 4.625%
HK$6,339
+HK$317/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,044/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,438
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,607
−HK$172/mo
Today · 4.125%
HK$5,779
baseline
▲ 0.50% · 4.625%
HK$6,130
+HK$351/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,558/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,049
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,212
−HK$164/mo
Today · 4.125%
HK$6,376
baseline
▲ 0.50% · 4.625%
HK$6,712
+HK$336/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,752/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).