▼ 0.50% · 3.625%
HK$4,476
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$142/mo
Today · 4.125%
HK$4,757
baseline
▲ 0.50% · 4.625%
HK$5,046
+HK$289/mo
Deposit HK$981K · loan HK$981K · min. income ≈ HK$9,514/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,979
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$135/mo
Today · 4.125%
HK$5,248
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$277/mo
Deposit HK$981K · loan HK$981K · min. income ≈ HK$10,496/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,923
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,077
−HK$155/mo
Today · 4.125%
HK$5,232
baseline
▲ 0.50% · 4.625%
HK$5,551
+HK$319/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$10,464/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,477
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,624
−HK$149/mo
Today · 4.125%
HK$5,773
baseline
▲ 0.50% · 4.625%
HK$6,078
+HK$305/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$11,546/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,371
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,538
−HK$170/mo
Today · 4.125%
HK$5,708
baseline
▲ 0.50% · 4.625%
HK$6,055
+HK$347/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$11,416/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,975
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,136
−HK$162/mo
Today · 4.125%
HK$6,298
baseline
▲ 0.50% · 4.625%
HK$6,630
+HK$332/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$12,596/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,819
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,000
−HK$184/mo
Today · 4.125%
HK$6,184
baseline
▲ 0.50% · 4.625%
HK$6,560
+HK$376/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$12,368/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,473
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,647
−HK$176/mo
Today · 4.125%
HK$6,823
baseline
▲ 0.50% · 4.625%
HK$7,183
+HK$360/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$13,646/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,266
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,461
−HK$198/mo
Today · 4.125%
HK$6,659
baseline
▲ 0.50% · 4.625%
HK$7,064
+HK$405/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$13,318/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,971
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,158
−HK$190/mo
Today · 4.125%
HK$7,348
baseline
▲ 0.50% · 4.625%
HK$7,735
+HK$387/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$14,696/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,923
−HK$212/mo
Today · 4.125%
HK$7,135
baseline
▲ 0.50% · 4.625%
HK$7,569
+HK$434/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,270/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,469
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,669
−HK$204/mo
Today · 4.125%
HK$7,873
baseline
▲ 0.50% · 4.625%
HK$8,288
+HK$415/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,746/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,161
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,384
−HK$226/mo
Today · 4.125%
HK$7,610
baseline
▲ 0.50% · 4.625%
HK$8,074
+HK$464/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,220/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,967
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,181
−HK$216/mo
Today · 4.125%
HK$8,397
baseline
▲ 0.50% · 4.625%
HK$8,840
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,794/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,609
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,846
−HK$240/mo
Today · 4.125%
HK$8,086
baseline
▲ 0.50% · 4.625%
HK$8,578
+HK$492/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,172/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,465
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,692
−HK$230/mo
Today · 4.125%
HK$8,922
baseline
▲ 0.50% · 4.625%
HK$9,393
+HK$471/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,844/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,057
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,307
−HK$255/mo
Today · 4.125%
HK$8,562
baseline
▲ 0.50% · 4.625%
HK$9,083
+HK$521/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,124/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,963
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,203
−HK$244/mo
Today · 4.125%
HK$9,447
baseline
▲ 0.50% · 4.625%
HK$9,945
+HK$498/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,894/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).