▼ 0.50% · 3.625%
HK$2,894
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,984
−HK$92/mo
Today · 4.125%
HK$3,076
baseline
▲ 0.50% · 4.625%
HK$3,263
+HK$187/mo
Deposit HK$635K · loan HK$635K · min. income ≈ HK$6,152/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,220
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,306
−HK$88/mo
Today · 4.125%
HK$3,394
baseline
▲ 0.50% · 4.625%
HK$3,573
+HK$179/mo
Deposit HK$635K · loan HK$635K · min. income ≈ HK$6,788/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,184
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,283
−HK$100/mo
Today · 4.125%
HK$3,383
baseline
▲ 0.50% · 4.625%
HK$3,589
+HK$206/mo
Deposit HK$571K · loan HK$698K · min. income ≈ HK$6,766/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,542
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,637
−HK$96/mo
Today · 4.125%
HK$3,733
baseline
▲ 0.50% · 4.625%
HK$3,930
+HK$197/mo
Deposit HK$571K · loan HK$698K · min. income ≈ HK$7,466/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,473
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,581
−HK$110/mo
Today · 4.125%
HK$3,691
baseline
▲ 0.50% · 4.625%
HK$3,916
+HK$225/mo
Deposit HK$508K · loan HK$762K · min. income ≈ HK$7,382/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,967
−HK$106/mo
Today · 4.125%
HK$4,073
baseline
▲ 0.50% · 4.625%
HK$4,287
+HK$214/mo
Deposit HK$508K · loan HK$762K · min. income ≈ HK$8,146/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,763
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,880
−HK$118/mo
Today · 4.125%
HK$3,998
baseline
▲ 0.50% · 4.625%
HK$4,242
+HK$244/mo
Deposit HK$444K · loan HK$825K · min. income ≈ HK$7,996/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,186
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,298
−HK$114/mo
Today · 4.125%
HK$4,412
baseline
▲ 0.50% · 4.625%
HK$4,645
+HK$233/mo
Deposit HK$444K · loan HK$825K · min. income ≈ HK$8,824/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,052
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,178
−HK$128/mo
Today · 4.125%
HK$4,306
baseline
▲ 0.50% · 4.625%
HK$4,568
+HK$262/mo
Deposit HK$381K · loan HK$888K · min. income ≈ HK$8,612/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,508
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$122/mo
Today · 4.125%
HK$4,751
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$251/mo
Deposit HK$381K · loan HK$888K · min. income ≈ HK$9,502/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,476
−HK$138/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$280/mo
Deposit HK$317K · loan HK$952K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,959
−HK$132/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,359
+HK$268/mo
Deposit HK$317K · loan HK$952K · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,775
−HK$146/mo
Today · 4.125%
HK$4,921
baseline
▲ 0.50% · 4.625%
HK$5,221
+HK$300/mo
Deposit HK$254K · loan HK$1.02M · min. income ≈ HK$9,842/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,152
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$140/mo
Today · 4.125%
HK$5,430
baseline
▲ 0.50% · 4.625%
HK$5,716
+HK$286/mo
Deposit HK$254K · loan HK$1.02M · min. income ≈ HK$10,860/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$156/mo
Today · 4.125%
HK$5,229
baseline
▲ 0.50% · 4.625%
HK$5,547
+HK$318/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$10,458/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,474
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$148/mo
Today · 4.125%
HK$5,769
baseline
▲ 0.50% · 4.625%
HK$6,074
+HK$305/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$11,538/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,210
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,372
−HK$164/mo
Today · 4.125%
HK$5,536
baseline
▲ 0.50% · 4.625%
HK$5,873
+HK$337/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$11,072/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,796
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,951
−HK$158/mo
Today · 4.125%
HK$6,109
baseline
▲ 0.50% · 4.625%
HK$6,431
+HK$322/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$12,218/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).