▼ 0.50% · 3.625%
HK$2,921
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,012
−HK$92/mo
Today · 4.125%
HK$3,104
baseline
▲ 0.50% · 4.625%
HK$3,293
+HK$189/mo
Deposit HK$640K · loan HK$640K · min. income ≈ HK$6,208/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,249
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,337
−HK$88/mo
Today · 4.125%
HK$3,425
baseline
▲ 0.50% · 4.625%
HK$3,606
+HK$181/mo
Deposit HK$640K · loan HK$640K · min. income ≈ HK$6,850/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,213
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,313
−HK$101/mo
Today · 4.125%
HK$3,414
baseline
▲ 0.50% · 4.625%
HK$3,622
+HK$208/mo
Deposit HK$576K · loan HK$705K · min. income ≈ HK$6,828/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,574
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,670
−HK$97/mo
Today · 4.125%
HK$3,767
baseline
▲ 0.50% · 4.625%
HK$3,966
+HK$199/mo
Deposit HK$576K · loan HK$705K · min. income ≈ HK$7,534/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,505
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,614
−HK$111/mo
Today · 4.125%
HK$3,725
baseline
▲ 0.50% · 4.625%
HK$3,951
+HK$226/mo
Deposit HK$512K · loan HK$769K · min. income ≈ HK$7,450/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,899
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,004
−HK$106/mo
Today · 4.125%
HK$4,110
baseline
▲ 0.50% · 4.625%
HK$4,327
+HK$217/mo
Deposit HK$512K · loan HK$769K · min. income ≈ HK$8,220/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,797
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,915
−HK$120/mo
Today · 4.125%
HK$4,035
baseline
▲ 0.50% · 4.625%
HK$4,281
+HK$246/mo
Deposit HK$448K · loan HK$833K · min. income ≈ HK$8,070/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,224
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,338
−HK$114/mo
Today · 4.125%
HK$4,452
baseline
▲ 0.50% · 4.625%
HK$4,687
+HK$235/mo
Deposit HK$448K · loan HK$833K · min. income ≈ HK$8,904/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,089
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,216
−HK$130/mo
Today · 4.125%
HK$4,346
baseline
▲ 0.50% · 4.625%
HK$4,610
+HK$264/mo
Deposit HK$384K · loan HK$897K · min. income ≈ HK$8,692/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,671
−HK$124/mo
Today · 4.125%
HK$4,795
baseline
▲ 0.50% · 4.625%
HK$5,048
+HK$253/mo
Deposit HK$384K · loan HK$897K · min. income ≈ HK$9,590/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,381
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,518
−HK$138/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,939
+HK$283/mo
Deposit HK$320K · loan HK$961K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,874
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,005
−HK$132/mo
Today · 4.125%
HK$5,137
baseline
▲ 0.50% · 4.625%
HK$5,408
+HK$271/mo
Deposit HK$320K · loan HK$961K · min. income ≈ HK$10,274/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,673
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,819
−HK$147/mo
Today · 4.125%
HK$4,966
baseline
▲ 0.50% · 4.625%
HK$5,269
+HK$303/mo
Deposit HK$256K · loan HK$1.02M · min. income ≈ HK$9,932/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,199
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,339
−HK$141/mo
Today · 4.125%
HK$5,480
baseline
▲ 0.50% · 4.625%
HK$5,769
+HK$289/mo
Deposit HK$256K · loan HK$1.02M · min. income ≈ HK$10,960/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,965
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$157/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$321/mo
Deposit HK$192K · loan HK$1.09M · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,524
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,672
−HK$150/mo
Today · 4.125%
HK$5,822
baseline
▲ 0.50% · 4.625%
HK$6,129
+HK$307/mo
Deposit HK$192K · loan HK$1.09M · min. income ≈ HK$11,644/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,258
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,421
−HK$166/mo
Today · 4.125%
HK$5,587
baseline
▲ 0.50% · 4.625%
HK$5,927
+HK$340/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$11,174/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,849
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,006
−HK$159/mo
Today · 4.125%
HK$6,165
baseline
▲ 0.50% · 4.625%
HK$6,490
+HK$325/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$12,330/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).